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CBZ vs NSSC

CBZ
CBIZ, Inc.
NEUTRAL
Price
$30.67
Market Cap
$1.68B
Sector
Industrials
AI Confidence
85%
NSSC
Napco Security Technologies, Inc.
NEUTRAL
Price
$44.21
Market Cap
$1.58B
Sector
Industrials
AI Confidence
85%

Valuation

P/E Ratio
CBZ
16.76
NSSC
33.49
Forward P/E
CBZ
7.12
NSSC
27.46
P/B Ratio
CBZ
0.93
NSSC
8.53
P/S Ratio
CBZ
0.61
NSSC
8.21
EV/EBITDA
CBZ
7.88
NSSC
28.48

Profitability

Gross Margin
CBZ
15.22%
NSSC
56.58%
Operating Margin
CBZ
-7.37%
NSSC
17.81%
Profit Margin
CBZ
4.19%
NSSC
24.7%
ROE
CBZ
6.52%
NSSC
26.42%
ROA
CBZ
4.55%
NSSC
15.72%

Growth

Revenue Growth
CBZ
17.9%
NSSC
7.6%
Earnings Growth
CBZ
--
NSSC
21.4%

Financial Health

Debt/Equity
CBZ
1.04
NSSC
0.12
Current Ratio
CBZ
1.22
NSSC
7.99
Quick Ratio
CBZ
0.78
NSSC
6.37

Dividends

Dividend Yield
CBZ
--
NSSC
1.36%
Payout Ratio
CBZ
0.0%
NSSC
41.29%

AI Verdict

CBZ NEUTRAL

CBZ presents a complex profile with a stable but mediocre Piotroski F-Score of 4/9 and a missing Altman Z-Score, indicating a lack of strong financial momentum. While the stock appears undervalued based on the Graham Number ($36.84) and a Price-to-Book ratio of 0.93, it trades significantly above its growth-based intrinsic value ($12.81). Strong revenue growth (17.9%) is currently offset by a concerning negative operating margin (-7.37%) and a severe 1-year price decline of 53.8%. The disconnect between analyst 'Buy' ratings and bearish insider activity suggests a high-risk value play.

Strengths
Trading below book value (P/B 0.93)
Strong year-over-year revenue growth of 17.90%
Very attractive Forward P/E ratio of 7.12
Risks
Negative operating margin (-7.37%) indicates inefficiency in core operations
Severe technical downtrend with a 53.8% loss over the last year
Low quick ratio (0.78) suggests potential short-term liquidity pressure
NSSC NEUTRAL

NSSC presents a dichotomy between exceptional operational health and concerning valuation/sentiment metrics. The company maintains a stable Piotroski F-Score of 4/9 and a fortress-like balance sheet with a Debt/Equity ratio of 0.12 and a Current Ratio of 7.99. However, the stock is significantly overvalued relative to its Graham Number ($12.41) and is currently trading above its growth-based intrinsic value ($38.94). Strong earnings growth and profitability are currently offset by heavy insider selling by the CEO and a very bearish technical trend.

Strengths
Exceptional liquidity with a Current Ratio of 7.99
Very low financial leverage (Debt/Equity 0.12)
Strong profitability margins (Gross Margin 56.58%, Profit Margin 24.70%)
Risks
Extreme valuation premiums (Price/Book 8.53, Price/Sales 8.21)
Strongly bearish insider activity with $15.4M in CEO/Officer sales
Technical trend is heavily bearish (10/100)

Compare Another Pair

CBZ vs NSSC: Head-to-Head Comparison

This page compares CBIZ, Inc. (CBZ) and Napco Security Technologies, Inc. (NSSC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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