No connection

Search Results

CIF vs JPM

CIF
MFS Intermediate High Income Fund
NEUTRAL
Price
$1.63
Market Cap
$29.2M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CIF
11.64
JPM
15.68
Forward P/E
CIF
--
JPM
13.42
P/B Ratio
CIF
0.88
JPM
2.47
P/S Ratio
CIF
8.83
JPM
5.03
EV/EBITDA
CIF
--
JPM
--

Profitability

Gross Margin
CIF
100.0%
JPM
0.0%
Operating Margin
CIF
86.63%
JPM
41.06%
Profit Margin
CIF
78.24%
JPM
33.91%
ROE
CIF
7.75%
JPM
16.13%
ROA
CIF
3.68%
JPM
1.35%

Growth

Revenue Growth
CIF
0.7%
JPM
2.5%
Earnings Growth
CIF
-10.2%
JPM
-3.6%

Financial Health

Debt/Equity
CIF
0.45
JPM
--
Current Ratio
CIF
0.05
JPM
--
Quick Ratio
CIF
0.05
JPM
--

Dividends

Dividend Yield
CIF
10.67%
JPM
1.91%
Payout Ratio
CIF
124.67%
JPM
28.97%

AI Verdict

CIF NEUTRAL

CIF exhibits a stable financial health profile with a Piotroski F-Score of 6/9, though it is caught between a defensive Graham Number of $2.41 and a lower growth-based intrinsic value of $0.98. While the fund trades at a discount to book value (P/B 0.88), it faces significant fundamental headwinds including negative earnings growth (-10.20%) and a highly unsustainable dividend payout ratio of 124.67%. The technical trend is currently bearish (0/100), suggesting that the attractive yield is likely a 'dividend trap' given the lack of earnings coverage.

Strengths
Stable Piotroski F-Score (6/9)
Trading below book value (P/B 0.88)
Strong profit margins (78.24%)
Risks
Unsustainable payout ratio (124.67%) exceeding earnings
Negative YoY earnings growth (-10.20%)
Bearish technical trend (0/100)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

CIF vs JPM: Head-to-Head Comparison

This page compares MFS Intermediate High Income Fund (CIF) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile