No connection

Search Results

CIF vs MA

CIF
MFS Intermediate High Income Fund
NEUTRAL
Price
$1.63
Market Cap
$29.2M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CIF
11.64
MA
30.28
Forward P/E
CIF
--
MA
22.05
P/B Ratio
CIF
0.88
MA
57.74
P/S Ratio
CIF
8.83
MA
13.6
EV/EBITDA
CIF
--
MA
22.13

Profitability

Gross Margin
CIF
100.0%
MA
100.0%
Operating Margin
CIF
86.63%
MA
57.73%
Profit Margin
CIF
78.24%
MA
45.65%
ROE
CIF
7.75%
MA
209.91%
ROA
CIF
3.68%
MA
23.72%

Growth

Revenue Growth
CIF
0.7%
MA
17.6%
Earnings Growth
CIF
-10.2%
MA
24.2%

Financial Health

Debt/Equity
CIF
0.45
MA
2.56
Current Ratio
CIF
0.05
MA
1.03
Quick Ratio
CIF
0.05
MA
0.68

Dividends

Dividend Yield
CIF
10.67%
MA
0.7%
Payout Ratio
CIF
124.67%
MA
18.4%

AI Verdict

CIF NEUTRAL

CIF exhibits a stable financial health profile with a Piotroski F-Score of 6/9, though it is caught between a defensive Graham Number of $2.41 and a lower growth-based intrinsic value of $0.98. While the fund trades at a discount to book value (P/B 0.88), it faces significant fundamental headwinds including negative earnings growth (-10.20%) and a highly unsustainable dividend payout ratio of 124.67%. The technical trend is currently bearish (0/100), suggesting that the attractive yield is likely a 'dividend trap' given the lack of earnings coverage.

Strengths
Stable Piotroski F-Score (6/9)
Trading below book value (P/B 0.88)
Strong profit margins (78.24%)
Risks
Unsustainable payout ratio (124.67%) exceeding earnings
Negative YoY earnings growth (-10.20%)
Bearish technical trend (0/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

CIF vs MA: Head-to-Head Comparison

This page compares MFS Intermediate High Income Fund (CIF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile