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CION vs JPM

CION
CION Investment Corporation
BEARISH
Price
$7.48
Market Cap
$377.7M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CION
--
JPM
15.68
Forward P/E
CION
7.33
JPM
13.42
P/B Ratio
CION
0.54
JPM
2.47
P/S Ratio
CION
1.57
JPM
5.03
EV/EBITDA
CION
--
JPM
--

Profitability

Gross Margin
CION
100.0%
JPM
0.0%
Operating Margin
CION
75.39%
JPM
41.06%
Profit Margin
CION
-8.57%
JPM
33.91%
ROE
CION
-2.7%
JPM
16.13%
ROA
CION
6.04%
JPM
1.35%

Growth

Revenue Growth
CION
-7.1%
JPM
2.5%
Earnings Growth
CION
--
JPM
-3.6%

Financial Health

Debt/Equity
CION
1.59
JPM
--
Current Ratio
CION
1.94
JPM
--
Quick Ratio
CION
1.84
JPM
--

Dividends

Dividend Yield
CION
16.04%
JPM
1.91%
Payout Ratio
CION
293.88%
JPM
28.97%

AI Verdict

CION BEARISH

CION exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the stock trades at a significant discount to book value (P/B 0.54), this is offset by a highly unsustainable dividend payout ratio of 293.88% and negative ROE. Despite a consistent track record of earnings beats, the combination of negative revenue growth and a bearish technical trend suggests a value trap rather than a value opportunity.

Strengths
Significant discount to book value (P/B 0.54)
Strong history of beating quarterly earnings estimates (3/4 last 4 quarters)
Healthy short-term liquidity (Current Ratio 1.94)
Risks
Unsustainable dividend payout ratio (293.88%) indicating a high risk of dividend cuts
Very weak financial health as evidenced by Piotroski F-Score of 2/9
Negative Return on Equity (-2.70%) and negative profit margins (-8.57%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

CION vs JPM: Head-to-Head Comparison

This page compares CION Investment Corporation (CION) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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