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CLST vs GECC

CLST
Catalyst Bancorp, Inc.
BEARISH
Price
$16.82
Market Cap
$69.2M
Sector
Financial Services
AI Confidence
45%
GECC
Great Elm Capital Corp.
BEARISH
Price
$5.13
Market Cap
$71.8M
Sector
Financial Services
AI Confidence
90%

Valuation

P/E Ratio
CLST
30.04
GECC
--
Forward P/E
CLST
--
GECC
6.11
P/B Ratio
CLST
0.72
GECC
0.64
P/S Ratio
CLST
6.12
GECC
1.44
EV/EBITDA
CLST
--
GECC
--

Profitability

Gross Margin
CLST
0.0%
GECC
100.0%
Operating Margin
CLST
20.48%
GECC
71.27%
Profit Margin
CLST
18.15%
GECC
-63.59%
ROE
CLST
2.53%
GECC
-25.53%
ROA
CLST
0.73%
GECC
6.65%

Growth

Revenue Growth
CLST
-1.3%
GECC
37.6%
Earnings Growth
CLST
-18.8%
GECC
--

Financial Health

Debt/Equity
CLST
--
GECC
1.68
Current Ratio
CLST
--
GECC
0.26
Quick Ratio
CLST
--
GECC
0.23

Dividends

Dividend Yield
CLST
--
GECC
23.39%
Payout Ratio
CLST
0.0%
GECC
88.89%

AI Verdict

CLST BEARISH

CLST shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
High valuation with P/E of 30.0
Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-1.3%)
GECC BEARISH

GECC exhibits severe fundamental distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of financial health metrics. While the stock trades at a discount to book value (P/B 0.64), this is offset by a precarious liquidity position with a current ratio of 0.26 and a negative ROE of -25.53%. The dividend yield of 23.39% is likely unsustainable given the high payout ratio and negative profit margins. Overall, the company shows signs of a value trap where low valuation metrics are a reflection of deteriorating operational health.

Strengths
Trading significantly below book value (P/B 0.64)
Strong year-over-year revenue growth of 37.60%
Positive Return on Assets (ROA) of 6.65%
Risks
Critical liquidity risk with a current ratio of 0.26
Extremely weak Piotroski F-Score (1/9)
Negative profit margins (-63.59%) and negative ROE

Compare Another Pair

CLST vs GECC: Head-to-Head Comparison

This page compares Catalyst Bancorp, Inc. (CLST) and Great Elm Capital Corp. (GECC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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