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CM vs MFG

CM
Canadian Imperial Bank of Commerce
NEUTRAL
Price
$109.52
Market Cap
$100.8B
Sector
Financial Services
AI Confidence
85%
MFG
Mizuho Financial Group, Inc.
NEUTRAL
Price
$8.42
Market Cap
$102.66B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CM
15.6
MFG
15.89
Forward P/E
CM
13.5
MFG
6.06
P/B Ratio
CM
2.17
MFG
1.49
P/S Ratio
CM
3.61
MFG
0.03
EV/EBITDA
CM
--
MFG
--

Profitability

Gross Margin
CM
0.0%
MFG
0.0%
Operating Margin
CM
44.71%
MFG
36.26%
Profit Margin
CM
33.53%
MFG
26.13%
ROE
CM
14.75%
MFG
9.65%
ROA
CM
0.85%
MFG
0.36%

Growth

Revenue Growth
CM
16.7%
MFG
5.5%
Earnings Growth
CM
46.6%
MFG
16.4%

Financial Health

Debt/Equity
CM
--
MFG
--
Current Ratio
CM
--
MFG
--
Quick Ratio
CM
--
MFG
--

Dividends

Dividend Yield
CM
2.82%
MFG
2.33%
Payout Ratio
CM
41.5%
MFG
34.75%

AI Verdict

CM NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating significant deterioration in fundamental financial strength. While the company exhibits explosive growth (Earnings +46.6% YoY) and a strong track record of earnings beats, these are countered by a severely bearish technical trend (10/100) and a current price that has already exceeded analyst target prices. The stock trades at a premium to its Graham Number ($89.37) but remains well below its growth-based intrinsic value ($207.09), suggesting a conflict between short-term health risks and long-term growth potential.

Strengths
Exceptional earnings growth of 46.6% YoY
Strong revenue growth of 16.7% YoY
Consistent earnings beat track record (3/4 most recent quarters)
Risks
Critically low Piotroski F-Score (2/9) signaling weak financial health
Severely bearish technical trend (10/100) suggesting a potential price peak
Current price ($109.52) is trading above the analyst target price ($102.96)
MFG NEUTRAL

MFG presents a stark dichotomy between poor operational health (Piotroski F-Score: 2/9) and highly attractive valuation metrics. The stock is currently trading near its Graham Number ($8.22) and significantly below its growth-based intrinsic value ($15.64). While the company demonstrates strong earnings growth (16.4% YoY) and a compelling forward P/E of 6.06, the low F-Score suggests deteriorating fundamental trends that offset the valuation appeal. Consequently, the stock is a high-value play burdened by significant internal health warnings.

Strengths
Significant undervaluation with a Forward P/E of 6.06 and PEG of 0.95
Strong earnings track record with 3/4 recent quarters beating estimates
Impressive long-term price appreciation (5Y Change: +206.5%)
Risks
Critical weakness in operational health as indicated by a Piotroski F-Score of 2/9
Very low Return on Assets (ROA: 0.36%) indicating inefficient asset utilization
Bearish technical trend score (0/100) despite recent price increases

Compare Another Pair

CM vs MFG: Head-to-Head Comparison

This page compares Canadian Imperial Bank of Commerce (CM) and Mizuho Financial Group, Inc. (MFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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