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CNO vs FULT

CNO
CNO Financial Group, Inc.
NEUTRAL
Price
$43.71
Market Cap
$4.1B
Sector
Financial Services
AI Confidence
85%
FULT
Fulton Financial Corporation
NEUTRAL
Price
$21.86
Market Cap
$4.21B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
CNO
19.0
FULT
10.66
Forward P/E
CNO
8.92
FULT
9.4
P/B Ratio
CNO
1.57
FULT
1.19
P/S Ratio
CNO
0.91
FULT
3.29
EV/EBITDA
CNO
7.44
FULT
--

Profitability

Gross Margin
CNO
38.87%
FULT
0.0%
Operating Margin
CNO
14.85%
FULT
39.27%
Profit Margin
CNO
5.11%
FULT
30.66%
ROE
CNO
8.9%
FULT
11.71%
ROA
CNO
1.02%
FULT
1.22%

Growth

Revenue Growth
CNO
4.2%
FULT
2.2%
Earnings Growth
CNO
-45.2%
FULT
46.5%

Financial Health

Debt/Equity
CNO
1.57
FULT
--
Current Ratio
CNO
2.45
FULT
--
Quick Ratio
CNO
0.55
FULT
--

Dividends

Dividend Yield
CNO
1.56%
FULT
3.48%
Payout Ratio
CNO
29.13%
FULT
35.1%

AI Verdict

CNO NEUTRAL

CNO presents a conflicting profile: while the company demonstrates a strong track record of earnings beats and a stable Piotroski F-Score of 4/9, it is currently trading at a significant premium to its Intrinsic Value ($16.10) and Graham Number ($38.01). The valuation is supported by a low forward P/E of 8.92, but this is offset by a highly bearish technical trend (10/100) and aggressive insider selling. Overall, the strong operational performance is currently decoupled from the deteriorating insider sentiment and technical momentum.

Strengths
Consistent earnings outperformance with 3/4 beats in the last year and an average surprise of 24.82%
Attractive forward P/E ratio of 8.92 suggesting strong expected earnings growth
Strong long-term price appreciation (115.9% over 3 years)
Risks
Significant overvaluation relative to intrinsic value ($16.10) and Graham Number ($38.01)
Strongly bearish insider activity with $8.88M in sales and zero buys, including the CEO
Severe technical weakness with a trend score of 10/100
FULT NEUTRAL

FULT presents a stark contrast between deep value and deteriorating operational health, highlighted by a weak Piotroski F-Score of 3/9. While the stock is significantly undervalued relative to its Graham Number ($29.08) and Intrinsic Value ($60.47), this value is offset by a bearish technical trend (10/100) and negative insider sentiment. Robust earnings growth of 46.5% YoY and a consistent track record of earnings beats provide a fundamental floor, but the low health score suggests internal inefficiencies or declining financial quality. Consequently, the stock appears to be a value play with significant short-term momentum risks.

Strengths
Significant undervaluation relative to Graham Number ($29.08) and Intrinsic Value ($60.47)
Strong earnings growth (46.5% YoY) and consistent quarterly EPS beats
Sustainable dividend profile with a 35.1% payout ratio
Risks
Weak operational health as indicated by a Piotroski F-Score of 3/9
Strongly bearish technical trend (10/100) suggesting downward price pressure
Bearish insider activity with recent director sales and zero buys

Compare Another Pair

CNO vs FULT: Head-to-Head Comparison

This page compares CNO Financial Group, Inc. (CNO) and Fulton Financial Corporation (FULT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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