FULT
NEUTRAL
$21.82
Live
Fulton Financial Corporation · NASDAQ
Target $22.92
(+5.0%)
$14.74
52W Range
$22.99
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 10, 2026
Market cap
$4.2B
P/E
10.49
ROE
11.7%
Profit margin
30.7%
Debt/Equity
N/A
Dividend yield
3.48%
AI Analysis
AI-powered fundamental assessment
Confidence
80%
FULT presents a stark contrast between deep value and deteriorating fundamental health, evidenced by a weak Piotroski F-Score of 3/9. While the stock trades at a significant discount to both its Graham Number ($29.29) and Intrinsic Value ($61.36), the bearish technical trend and insider selling suggest caution. Strong earnings growth (46.5% YoY) and a consistent track record of beating estimates provide a bullish counter-narrative, but the low health score indicates underlying operational or financial instability. Overall, it is a high-value play with concerning health metrics.
Key Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (46.5% YoY) and consistent EPS surprises
Low P/E ratio (10.49) and reasonable Price-to-Book (1.19)
Sustainable dividend profile with a low payout ratio of 35.10%
Strong historical earnings track record with 3/4 recent beats
Key Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Bearish technical trend (10/100) suggesting negative price momentum
Stagnant revenue growth (2.20% YoY) compared to earnings growth
Bearish insider sentiment with recent selling activity
Regional banking sector volatility and interest rate sensitivity
AI Fair Value Estimate
Based on comprehensive analysis
$32.5
+48.9% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
67
Strong
90
65
85
20
75
AI Verdict
Value Trap Risk
Key drivers: Deep valuation discount, Poor Piotroski health score, Strong EPS growth, Bearish technicals
Confidence
85%
Value
90/100
Ref P/E, PEG, Graham Number
Positives
- Price is well below Graham Number ($29.29)
- Price is significantly below Intrinsic Value ($61.36)
- Low Forward P/E of 9.38
Watchpoints
- Market is pricing in risks not captured by static formulas
Future
65/100
Ref Growth rates
Positives
- High YoY Earnings Growth (46.5%)
- Positive analyst target price ($22.92)
Watchpoints
- Very low revenue growth (2.2%) suggests lack of organic expansion
Past
85/100
Ref Historical trends
Positives
- Consistent history of beating earnings estimates
- Strong 3Y and 5Y price appreciation
Watchpoints
- Recent short-term technical decline
Health
20/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Positive ROE (11.71%)
Watchpoints
- Piotroski F-Score of 3/9 indicates weak financial health
Dividend
75/100
Ref Yield, Payout
Positives
- Healthy 3.48% yield
- Conservative payout ratio (35.10%)
Watchpoints
- Dividend strength score is only 50/100
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$21.82
Analyst Target
$22.92
Upside/Downside
+5.0%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for FULT and closest competitors.
Updated 2026-04-09
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
FULT
Fulton Financial Corporation
Primary
|
+54.3% | +82.3% | +39.4% | +21.3% | +10.1% | +6.3% |
|
BGC
BGC Group, Inc.
Peer
|
+140.9% | +117.3% | -6.3% | -9.0% | -1.8% | -1.4% |
|
AB
AllianceBernstein Holding L.P.
Peer
|
+61.4% | +31.7% | +5.9% | -5.4% | -0.1% | -3.0% |
|
ASB
Associated Banc-Corp
Peer
|
+67.4% | +34.5% | +8.3% | +5.1% | -0.4% | -0.4% |
|
AGO
Assured Guaranty Ltd.
Peer
|
+143.2% | +41.2% | -8.7% | -1.1% | -8.4% | -2.1% |
FUL
Fulton Financial Corporation
Primary
5Y
+54.3%
3Y
+82.3%
1Y
+39.4%
6M
+21.3%
1M
+10.1%
1W
+6.3%
BGC
BGC Group, Inc.
Peer
5Y
+140.9%
3Y
+117.3%
1Y
-6.3%
6M
-9.0%
1M
-1.8%
1W
-1.4%
AB
AllianceBernstein Holding L.P.
Peer
5Y
+61.4%
3Y
+31.7%
1Y
+5.9%
6M
-5.4%
1M
-0.1%
1W
-3.0%
ASB
Associated Banc-Corp
Peer
5Y
+67.4%
3Y
+34.5%
1Y
+8.3%
6M
+5.1%
1M
-0.4%
1W
-0.4%
AGO
Assured Guaranty Ltd.
Peer
5Y
+143.2%
3Y
+41.2%
1Y
-8.7%
6M
-1.1%
1M
-8.4%
1W
-2.1%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
10.49
Forward P/E
9.38
PEG Ratio
N/A
P/B Ratio
1.19
P/S Ratio
3.29
EV/Revenue
3.58
EV/EBITDA
N/A
Market Cap
$4.2B
Profitability
Profit margins and return metrics
Profit Margin
30.66%
Operating Margin
39.27%
Gross Margin
N/A
ROE
11.71%
ROA
1.22%
Growth
Revenue and earnings growth rates
Revenue Growth
+2.2%
Earnings Growth
+46.5%
Q/Q Revenue Growth
+3.98%
Q/Q Earnings Growth
+44.2%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$6.47
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Revenue
$0.3B
Net Margin
29.4%
Total Assets
$32.1B
Liabilities
$28.6B
Equity
$3.5B
Debt/Equity
8.20x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.1B
FCF Yield
94%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-04-22
$N/A
2026-01-21
$0.55
+9.1% surprise
2025-10-21
$0.55
+9.6% surprise
2025-07-15
$0.55
+22.7% surprise
Financial Services Sector Comparison
Comparing FULT against 306 companies in the Financial Services sector
(53 bullish, 132 neutral, 121 bearish)
P/E Ratio
10.49
This Stock
vs
55.13
Sector Avg
-81.0%
(Discount)
Return on Equity (ROE)
11.71%
This Stock
vs
-0.93%
Sector Avg
-1362.3%
(Below Avg)
Profit Margin
30.66%
This Stock
vs
69.73%
Sector Avg
-56.0%
(Weaker)
Revenue Growth
2.2%
This Stock
vs
32.66%
Sector Avg
-93.3%
(Slower)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
FULT
Fulton Financial Corporation
|
NEUTRAL | $4.2B | 10.49 | 11.7% | 30.7% | $21.82 | |
|
BGC
BGC Group, Inc.
|
NEUTRAL | $4.23B | 27.84 | 14.6% | 6.3% | $8.91 | Compare |
|
AB
AllianceBernstein Holding L.P.
|
BEARISH | $4.31B | 13.16 | 19.8% | -% | $38.96 | Compare |
|
ASB
Associated Banc-Corp
|
NEUTRAL | $4.39B | 31.86 | 3.8% | 16.0% | $26.44 | Compare |
|
AGO
Assured Guaranty Ltd.
|
NEUTRAL | $3.96B | 10.36 | 7.4% | 44.1% | $83.26 | Compare |
FULT
Fulton Financial...
NEUTRAL
Mkt Cap
$4.2B
P/E
10.5
ROE
11.7%
Price
$21.82
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-09 | TAYLOR BERNADETTE M | Officer | Gift | 425 | - |
| 2026-01-12 | WENGER E PHILIP | Director | Sale | 5,000 | $97,750 |
| 2025-12-05 | TAYLOR BERNADETTE M | Officer | Gift | 425 | - |
| 2025-12-03 | FIOL ANDREW B | Officer | Gift | 11,000 | - |
| 2025-11-26 | WENGER E PHILIP | Director | Gift | 300 | - |
TAYLOR BERNADETTE M
Officer
2026-03-09
425 shares
WENGER E PHILIP
Director
2026-01-12
5,000 shares
·
$97,750
TAYLOR BERNADETTE M
Officer
2025-12-05
425 shares
FIOL ANDREW B
Officer
2025-12-03
11,000 shares
WENGER E PHILIP
Director
2025-11-26
300 shares
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
6 analysts
DA Davidson
2026-02-25
Neutral
Keefe, Bruyette & Woods
2025-11-26
Market Perform
Market Perform
Keefe, Bruyette & Woods
2025-10-23
Market Perform
Market Perform
Past News Coverage
Recent headlines mentioning FULT from our newsroom.
Newest → oldest
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