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COF vs MA

COF
Capital One Financial Corporation
NEUTRAL
Price
$184.96
Market Cap
$115.03B
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
COF
55.05
MA
30.28
Forward P/E
COF
7.53
MA
22.05
P/B Ratio
COF
1.07
MA
57.74
P/S Ratio
COF
3.51
MA
13.6
EV/EBITDA
COF
--
MA
22.13

Profitability

Gross Margin
COF
0.0%
MA
100.0%
Operating Margin
COF
22.93%
MA
57.73%
Profit Margin
COF
7.48%
MA
45.65%
ROE
COF
2.39%
MA
209.91%
ROA
COF
0.36%
MA
23.72%

Growth

Revenue Growth
COF
51.6%
MA
17.6%
Earnings Growth
COF
22.2%
MA
24.2%

Financial Health

Debt/Equity
COF
--
MA
2.56
Current Ratio
COF
--
MA
1.03
Quick Ratio
COF
--
MA
0.68

Dividends

Dividend Yield
COF
1.75%
MA
0.7%
Payout Ratio
COF
77.38%
MA
18.4%

AI Verdict

COF NEUTRAL

COF shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 51.6%
Risks
High valuation with P/E of 55.0
Premium vs Graham Number ($114.4)
Weak ROE of 2.4%
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

COF vs MA: Head-to-Head Comparison

This page compares Capital One Financial Corporation (COF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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