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CRF vs MA

CRF
Cornerstone Total Return Fund, Inc.
NEUTRAL
Price
$7.15
Market Cap
$1.16B
Sector
Financial Services
AI Confidence
80%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CRF
7.01
MA
30.28
Forward P/E
CRF
--
MA
22.05
P/B Ratio
CRF
1.1
MA
57.74
P/S Ratio
CRF
85.05
MA
13.6
EV/EBITDA
CRF
--
MA
22.13

Profitability

Gross Margin
CRF
100.0%
MA
100.0%
Operating Margin
CRF
9.3%
MA
57.73%
Profit Margin
CRF
1191.01%
MA
45.65%
ROE
CRF
17.77%
MA
209.91%
ROA
CRF
0.23%
MA
23.72%

Growth

Revenue Growth
CRF
1228.2%
MA
17.6%
Earnings Growth
CRF
26.8%
MA
24.2%

Financial Health

Debt/Equity
CRF
--
MA
2.56
Current Ratio
CRF
0.58
MA
1.03
Quick Ratio
CRF
0.56
MA
0.68

Dividends

Dividend Yield
CRF
19.67%
MA
0.7%
Payout Ratio
CRF
136.79%
MA
18.4%

AI Verdict

CRF NEUTRAL

CRF presents a complex profile with a stable Piotroski F-Score of 4/9 and a significant valuation gap, trading well below its Graham Number ($12.23) and Intrinsic Value ($30.09). While the fund shows strong historical price performance and a very low P/E of 7.01, the technical trend is currently 0/100 (Bearish). The most critical concern is the unsustainable dividend payout ratio of 136.79%, suggesting the 19.67% yield is likely supported by return of capital rather than organic earnings.

Strengths
Significant undervaluation relative to Graham Number ($12.23)
Very low P/E ratio (7.01) compared to sector average (38.87)
Strong long-term price appreciation (5Y Change: +53.8%)
Risks
Unsustainable dividend payout ratio (136.79%)
Bearish technical trend (0/100)
Low liquidity/current ratio (0.58)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

CRF vs MA: Head-to-Head Comparison

This page compares Cornerstone Total Return Fund, Inc. (CRF) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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