CRF

NEUTRAL

$7.15 Live

Cornerstone Total Return Fund, Inc. · AMEX

$6.56 52W Range $8.25

CRF Cornerstone Total Return Fund, Inc. - Fundamental Analysis

NEUTRAL

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CRF Stock | Fundamental Analysis & Investment Insights

AMEX • Financial Services • Asset Management

Current Price Live

$7.15

52W High

$8.25

52W Low

$6.56

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 25, 2026

Market cap

$1.16B

P/E

7.01

ROE

17.8%

Profit margin

1191.0%

Debt/Equity

N/A

Dividend yield

19.67%

AI Analysis

AI-powered fundamental assessment

Confidence

80%

CRF presents a complex profile with a stable Piotroski F-Score of 4/9 and a significant valuation gap, trading well below its Graham Number ($12.23) and Intrinsic Value ($30.09). While the fund shows strong historical price performance and a very low P/E of 7.01, the technical trend is currently 0/100 (Bearish). The most critical concern is the unsustainable dividend payout ratio of 136.79%, suggesting the 19.67% yield is likely supported by return of capital rather than organic earnings.

Key Strengths

Significant undervaluation relative to Graham Number ($12.23)

Very low P/E ratio (7.01) compared to sector average (38.87)

Strong long-term price appreciation (5Y Change: +53.8%)

Healthy ROE of 17.76%

Positive earnings growth (YoY 26.80%, Q/Q 75.40%)

Key Risks

Unsustainable dividend payout ratio (136.79%)

Bearish technical trend (0/100)

Low liquidity/current ratio (0.58)

Anomalous revenue growth (1228%) suggesting accounting volatility

High dividend yield risk (potential for distribution cuts)

AI Fair Value Estimate

Based on comprehensive analysis

$11.5

+60.8% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Strong

Value

Future

Past

Health

Dividend

AI Verdict

Value Trap Risk

Key drivers: Deep value metrics, Unsustainable payout ratio, Bearish technicals

Confidence

85%

Value

85/100

Ref P/E, Graham Number

Positives

P/E of 7.01
Price well below Graham Number

Watchpoints

Price/Sales is extremely high (85.05)

Future

60/100

Ref Growth rates

Positives

Strong Q/Q earnings growth

Watchpoints

Revenue growth is an outlier and likely non-recurring

Past

80/100

Ref Historical trends

Positives

Consistent 1Y, 3Y, and 5Y positive returns

Watchpoints

Recent 6-month stagnation

Health

50/100

Ref Piotroski F-Score

Positives

Piotroski F-Score of 4 indicates stability

Watchpoints

Current ratio below 1.0
No Altman Z-Score available

Dividend

30/100

Ref Yield, Payout

Positives

Extremely high yield (19.67%)

Watchpoints

Payout ratio > 100% indicates capital erosion

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$7.15

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for CRF and closest competitors.

Updated 2026-04-24

Company	5Y	3Y	1Y	6M	1M	1W
CRF Cornerstone Total Return Fund, Inc. Primary	+53.8%	+67.0%	+28.0%	-1.2%	+4.1%	-1.5%
FMBH First Mid Bancshares, Inc. Peer	+14.0%	+77.1%	+37.0%	+22.6%	+9.3%	+5.5%
PFBC Preferred Bank Peer	+71.6%	+104.9%	+19.6%	+5.1%	+6.6%	-0.9%
AGBK AGI Inc Peer	-30.7%	-30.7%	-30.7%	-30.7%	-9.5%	+2.3%
SAFT Safety Insurance Group, Inc. Peer	+13.0%	+18.4%	+4.7%	+13.0%	+6.4%	+2.6%

CRF

Cornerstone Total Return Fund, Inc.

Primary

+53.8%

+67.0%

+28.0%

-1.2%

+4.1%

-1.5%

FMB

First Mid Bancshares, Inc.

Peer

+14.0%

+77.1%

+37.0%

+22.6%

+9.3%

+5.5%

PFB

Preferred Bank

Peer

+71.6%

+104.9%

+19.6%

+5.1%

+6.6%

-0.9%

AGB

AGI Inc

Peer

-30.7%

-9.5%

+2.3%

SAF

Safety Insurance Group, Inc.

Peer

+13.0%

+18.4%

+4.7%

+13.0%

+6.4%

+2.6%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

7.01

N/A

1.1

85.05

N/A

$1.16B

Profitability

Profit margins and return metrics

Profit Margin 1191.01%

Operating Margin 9.3%

Gross Margin 100.0%

ROE 17.77%

ROA 0.23%

Growth

Revenue and earnings growth rates

Revenue Growth +1228.2%

Earnings Growth +26.8%

Q/Q Revenue Growth N/A

Q/Q Earnings Growth +75.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

N/A

Current Ratio

0.58

Weak

Quick Ratio

0.56

Poor

Cash/Share

$N/A

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets

$1.1B

Liabilities

$0.0B

Equity

$1.0B

Debt/Equity

0.00x

Financial Services Sector Comparison

Comparing CRF against 653 companies in the Financial Services sector (117 bullish, 269 neutral, 267 bearish)

P/E Ratio

7.01

This Stock

38.75

Sector Avg

-81.9% (Discount)

Return on Equity (ROE)

17.77%

This Stock

-0.94%

Sector Avg

-1997.1% (Below Avg)

Profit Margin

1191.01%

This Stock

58.65%

Sector Avg

+1930.6% (Superior)

Revenue Growth

1228.2%

This Stock

42.21%

Sector Avg

+2809.7% (Fast Growth)

Current Ratio

0.58

This Stock

3.58

Sector Avg

-83.8% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
CRF Cornerstone Total Return Fund, Inc.	NEUTRAL	$1.16B	7.01	17.8%	1191.0%	$7.15
FMBH First Mid Bancshares, Inc.	BULLISH	$1.17B	11.29	10.2%	27.0%	$43.93	Compare
PFBC Preferred Bank	BULLISH	$1.15B	9.03	17.2%	47.5%	$94.04	Compare
AGBK AGI Inc	NEUTRAL	$1.19B	5.78	36.4%	26.7%	$7.45	Compare
SAFT Safety Insurance Group, Inc.	NEUTRAL	$1.13B	11.45	11.5%	7.9%	$76.69	Compare

CRF Cornerstone...

NEUTRAL

Mkt Cap

$1.2B

P/E

7.0

ROE

17.8%

Price

$7.15

Compare with CRF

Compare with CRF

Compare with CRF

Compare with CRF

Past News Coverage

Recent headlines mentioning CRF from our newsroom.

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CRF

CRF Cornerstone Total Return Fund, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Financial Services Sector Comparison

Similar Companies

Past News Coverage

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