No connection

Search Results

CRF vs SAFT

CRF
Cornerstone Total Return Fund, Inc.
NEUTRAL
Price
$7.15
Market Cap
$1.16B
Sector
Financial Services
AI Confidence
80%
SAFT
Safety Insurance Group, Inc.
NEUTRAL
Price
$76.69
Market Cap
$1.13B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
CRF
7.01
SAFT
11.45
Forward P/E
CRF
--
SAFT
12.27
P/B Ratio
CRF
1.1
SAFT
1.26
P/S Ratio
CRF
85.05
SAFT
0.89
EV/EBITDA
CRF
--
SAFT
8.22

Profitability

Gross Margin
CRF
100.0%
SAFT
10.77%
Operating Margin
CRF
9.3%
SAFT
8.13%
Profit Margin
CRF
1191.01%
SAFT
7.85%
ROE
CRF
17.77%
SAFT
11.54%
ROA
CRF
0.23%
SAFT
3.38%

Growth

Revenue Growth
CRF
1228.2%
SAFT
11.4%
Earnings Growth
CRF
26.8%
SAFT
153.2%

Financial Health

Debt/Equity
CRF
--
SAFT
0.07
Current Ratio
CRF
0.58
SAFT
0.38
Quick Ratio
CRF
0.56
SAFT
0.27

Dividends

Dividend Yield
CRF
19.67%
SAFT
4.79%
Payout Ratio
CRF
136.79%
SAFT
54.33%

AI Verdict

CRF NEUTRAL

CRF presents a complex profile with a stable Piotroski F-Score of 4/9 and a significant valuation gap, trading well below its Graham Number ($12.23) and Intrinsic Value ($30.09). While the fund shows strong historical price performance and a very low P/E of 7.01, the technical trend is currently 0/100 (Bearish). The most critical concern is the unsustainable dividend payout ratio of 136.79%, suggesting the 19.67% yield is likely supported by return of capital rather than organic earnings.

Strengths
Significant undervaluation relative to Graham Number ($12.23)
Very low P/E ratio (7.01) compared to sector average (38.87)
Strong long-term price appreciation (5Y Change: +53.8%)
Risks
Unsustainable dividend payout ratio (136.79%)
Bearish technical trend (0/100)
Low liquidity/current ratio (0.58)
SAFT NEUTRAL

SAFT presents a classic value trap profile: fundamentally undervalued but plagued by bearish momentum and insider activity. The deterministic baseline shows a stable Piotroski F-Score of 4/9 and a Graham Number of $95.88, suggesting the current price of $76.69 is a significant discount. However, this value is offset by a 0/100 technical trend and aggressive insider selling totaling $3.61M. While the dividend is sustainable and the P/E is low, recent Q/Q EPS contraction of 39% suggests a deterioration in short-term operational performance.

Strengths
Significant undervaluation relative to Graham Number ($95.88) and Intrinsic Value ($197.65)
Very low leverage with a Debt/Equity ratio of 0.07
Attractive dividend yield of 4.79% with a sustainable payout ratio of 54.33%
Risks
Strongly bearish insider sentiment with 5 sell transactions and 0 buys
Negative recent earnings momentum (Q/Q EPS growth of -39.0%)
Bearish technical trend (0/100 score)

Compare Another Pair

CRF vs SAFT: Head-to-Head Comparison

This page compares Cornerstone Total Return Fund, Inc. (CRF) and Safety Insurance Group, Inc. (SAFT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile