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DTF vs PFX

DTF
DTF Tax-Free Income 2028 Term Fund Inc.
BEARISH
Price
$11.44
Market Cap
$80.4M
Sector
Financial Services
AI Confidence
85%
PFX
PhenixFIN Corporation
BEARISH
Price
$41.08
Market Cap
$82.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
DTF
34.67
PFX
--
Forward P/E
DTF
--
PFX
19.38
P/B Ratio
DTF
0.94
PFX
0.53
P/S Ratio
DTF
29.15
PFX
3.19
EV/EBITDA
DTF
--
PFX
--

Profitability

Gross Margin
DTF
100.0%
PFX
100.0%
Operating Margin
DTF
66.62%
PFX
68.45%
Profit Margin
DTF
84.85%
PFX
-11.98%
ROE
DTF
2.74%
PFX
-1.93%
ROA
DTF
1.3%
PFX
3.19%

Growth

Revenue Growth
DTF
-5.2%
PFX
7.1%
Earnings Growth
DTF
63.8%
PFX
--

Financial Health

Debt/Equity
DTF
--
PFX
0.96
Current Ratio
DTF
2.91
PFX
2.55
Quick Ratio
DTF
2.91
PFX
2.43

Dividends

Dividend Yield
DTF
3.41%
PFX
--
Payout Ratio
DTF
118.18%
PFX
0.0%

AI Verdict

DTF BEARISH

DTF exhibits a stable Piotroski F-Score of 6/9, but this is overshadowed by significant valuation and sustainability concerns. The stock is currently trading at $11.44, a notable premium over its Graham Number ($9.49) and Intrinsic Value ($9.74). Most critically, the dividend payout ratio of 118.18% indicates that the fund is returning more capital than it earns, which is unsustainable. Combined with a 0/100 technical trend and negative revenue growth, the outlook is poor despite the high profit margins typical of asset management.

Strengths
Stable Piotroski F-Score (6/9) indicating decent operational health
Strong liquidity with a Current Ratio of 2.91
Trading slightly below book value (P/B 0.94)
Risks
Unsustainable dividend payout ratio (118.18%)
Trading at a premium to both Graham and Intrinsic value estimates
Negative year-over-year revenue growth (-5.20%)
PFX BEARISH

PFX exhibits severe fundamental distress, highlighted by a Piotroski F-Score of 0/9, indicating a total lack of improvement across all key financial health metrics. While the stock trades at a discount to book value (P/B 0.53), this is offset by negative net profit margins and a catastrophic Q/Q revenue decline of 149.52%. Despite recent EPS beats, the high PEG ratio (8.40) and a 0/100 technical trend suggest the market is pricing in significant risk. The combination of fundamental decay and bearish price action makes this a high-risk asset.

Strengths
Trading significantly below book value (P/B 0.53)
Strong short-term liquidity with a Current Ratio of 2.55
High operating margins (68.45%) suggesting efficient core operations
Risks
Piotroski F-Score of 0/9 indicates critical fundamental weakness
Severe Q/Q revenue contraction of -149.52%
Negative net profit margins (-11.98%)

Compare Another Pair

DTF vs PFX: Head-to-Head Comparison

This page compares DTF Tax-Free Income 2028 Term Fund Inc. (DTF) and PhenixFIN Corporation (PFX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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