No connection

Search Results

EIG vs MA

EIG
Employers Holdings, Inc.
BEARISH
Price
$41.86
Market Cap
$815.5M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
EIG
91.0
MA
30.28
Forward P/E
EIG
16.86
MA
22.05
P/B Ratio
EIG
0.89
MA
57.74
P/S Ratio
EIG
0.95
MA
13.6
EV/EBITDA
EIG
39.8
MA
22.13

Profitability

Gross Margin
EIG
1.58%
MA
100.0%
Operating Margin
EIG
-17.24%
MA
57.73%
Profit Margin
EIG
1.26%
MA
45.65%
ROE
EIG
1.07%
MA
209.91%
ROA
EIG
0.24%
MA
23.72%

Growth

Revenue Growth
EIG
-21.3%
MA
17.6%
Earnings Growth
EIG
--
MA
24.2%

Financial Health

Debt/Equity
EIG
0.04
MA
2.56
Current Ratio
EIG
0.45
MA
1.03
Quick Ratio
EIG
0.26
MA
0.68

Dividends

Dividend Yield
EIG
3.06%
MA
0.7%
Payout Ratio
EIG
273.91%
MA
18.4%

AI Verdict

EIG BEARISH

EIG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a significant valuation gap, with the current price ($41.86) trading well above the Graham Number ($22.05) and Intrinsic Value ($3.22). While the company maintains a very low debt-to-equity ratio, it is plagued by sharply negative revenue growth (-21.30%) and an unsustainable dividend payout ratio of 273.91%. The combination of bearish insider selling, a 0/100 technical trend, and poor liquidity (Current Ratio 0.45) outweighs the optimistic analyst target price.

Strengths
Very low Debt/Equity ratio (0.04)
Price-to-Book ratio below 1.0 (0.89)
Positive 5-year price change (+25.5%)
Risks
Unsustainable dividend payout ratio (273.91%)
Significant negative revenue growth (-21.30% YoY)
Poor short-term liquidity (Current Ratio 0.45, Quick Ratio 0.26)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

EIG vs MA: Head-to-Head Comparison

This page compares Employers Holdings, Inc. (EIG) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI Chat
Markets
Profile