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ERH vs JPM

ERH
Allspring Utilities and High Income Fund
NEUTRAL
Price
$12.30
Market Cap
$108.7M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
ERH
7.24
JPM
15.68
Forward P/E
ERH
--
JPM
13.42
P/B Ratio
ERH
0.95
JPM
2.47
P/S Ratio
ERH
18.07
JPM
5.03
EV/EBITDA
ERH
--
JPM
--

Profitability

Gross Margin
ERH
100.0%
JPM
0.0%
Operating Margin
ERH
81.36%
JPM
41.06%
Profit Margin
ERH
250.33%
JPM
33.91%
ROE
ERH
13.54%
JPM
16.13%
ROA
ERH
2.17%
JPM
1.35%

Growth

Revenue Growth
ERH
-8.3%
JPM
2.5%
Earnings Growth
ERH
-54.2%
JPM
-3.6%

Financial Health

Debt/Equity
ERH
0.26
JPM
--
Current Ratio
ERH
0.04
JPM
--
Quick Ratio
ERH
0.04
JPM
--

Dividends

Dividend Yield
ERH
8.42%
JPM
1.91%
Payout Ratio
ERH
52.41%
JPM
28.97%

AI Verdict

ERH NEUTRAL

ERH presents as a classic value-income play with a stable Piotroski F-Score of 5/9 and a significant discount to its Graham Number ($22.2). While the fund exhibits strong valuation metrics (P/E of 7.24 vs sector average of 38.42) and a healthy dividend yield of 8.42%, it is severely hampered by a sharp contraction in earnings growth (-54.20%). The disconnect between strong long-term price performance and current bearish technical trends suggests a transition period. Overall, the fund is fundamentally stable but lacks a growth catalyst.

Strengths
Deep value valuation with P/B of 0.95 and P/E of 7.24
Strong dividend profile with 8.42% yield and sustainable 52.41% payout ratio
Low leverage with a Debt/Equity ratio of 0.26
Risks
Severe earnings deterioration (-54.20% YoY)
Negative revenue growth (-8.30% YoY)
Bearish technical trend (0/100 score)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

ERH vs JPM: Head-to-Head Comparison

This page compares Allspring Utilities and High Income Fund (ERH) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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