ERH
NEUTRAL
$12.3
Live
Allspring Utilities and High Income Fund · AMEX
$10.56
52W Range
$13.07
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 27, 2026
Market cap
$108.67M
P/E
7.24
ROE
13.5%
Profit margin
250.3%
Debt/Equity
0.26
Dividend yield
8.42%
AI Analysis
AI-powered fundamental assessment
Confidence
80%
ERH presents as a classic value-income play with a stable Piotroski F-Score of 5/9 and a significant discount to its Graham Number ($22.2). While the fund exhibits strong valuation metrics (P/E of 7.24 vs sector average of 38.42) and a healthy dividend yield of 8.42%, it is severely hampered by a sharp contraction in earnings growth (-54.20%). The disconnect between strong long-term price performance and current bearish technical trends suggests a transition period. Overall, the fund is fundamentally stable but lacks a growth catalyst.
Key Strengths
Deep value valuation with P/B of 0.95 and P/E of 7.24
Strong dividend profile with 8.42% yield and sustainable 52.41% payout ratio
Low leverage with a Debt/Equity ratio of 0.26
Significant upside potential relative to Graham Number ($22.2)
Strong historical long-term returns (5Y Change: +31.4%)
Key Risks
Severe earnings deterioration (-54.20% YoY)
Negative revenue growth (-8.30% YoY)
Bearish technical trend (0/100 score)
Extremely low current/quick ratios (0.04), though typical for fund structures
Small market capitalization ($0.11B) increasing volatility risk
AI Fair Value Estimate
Based on comprehensive analysis
$15.5
+26.0% above current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
66
Strong
90
20
75
60
85
AI Verdict
Income-focused Value Trap Risk
Key drivers: Low P/E ratio, High dividend yield, Collapsing earnings growth, Trading near book value
Confidence
85%
Value
90/100
Ref P/E 7.24, Graham Number $22.2
Positives
- P/E significantly below sector average
- Price below Graham Number
- P/B < 1.0
Watchpoints
- High Price/Sales ratio (though less relevant for funds)
Future
20/100
Ref Growth rates
Positives
- Stable dividend payout
Watchpoints
- Earnings growth -54.20%
- Revenue growth -8.30%
Past
75/100
Ref Historical trends
Positives
- Positive 1Y, 3Y, and 5Y returns
- Consistent capital appreciation over 5 years
Watchpoints
- Recent 1-week decline
Health
60/100
Ref Piotroski F-Score
Positives
- Piotroski F-Score 5/9 (Stable)
- Low Debt/Equity
Watchpoints
- Very low liquidity ratios
Dividend
85/100
Ref Yield 8.42%, Payout 52.41%
Positives
- High yield of 8.42%
- Moderate payout ratio
Watchpoints
- Earnings decline may threaten future distributions
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$12.3
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for ERH and closest competitors.
Updated 2026-04-24
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
ERH
Allspring Utilities and High Income Fund
Primary
|
+31.4% | +46.7% | +26.1% | +0.5% | +4.3% | -1.8% |
|
PROV
Provident Financial Holdings, Inc.
Peer
|
+25.0% | +41.4% | +20.4% | +9.2% | +5.3% | -0.2% |
|
MRCC
Monroe Capital Corporation
Peer
|
-15.6% | -7.0% | -20.3% | -24.5% | +11.4% | +4.5% |
|
SAMG
Silvercrest Asset Management Group Inc.
Peer
|
+12.3% | -14.5% | -1.9% | -1.5% | +5.3% | +5.1% |
|
BSBK
Bogota Financial Corp.
Peer
|
-12.5% | -12.1% | +23.3% | -5.8% | +5.1% | +4.4% |
ERH
Allspring Utilities and High Income Fund
Primary
5Y
+31.4%
3Y
+46.7%
1Y
+26.1%
6M
+0.5%
1M
+4.3%
1W
-1.8%
PRO
Provident Financial Holdings, Inc.
Peer
5Y
+25.0%
3Y
+41.4%
1Y
+20.4%
6M
+9.2%
1M
+5.3%
1W
-0.2%
MRC
Monroe Capital Corporation
Peer
5Y
-15.6%
3Y
-7.0%
1Y
-20.3%
6M
-24.5%
1M
+11.4%
1W
+4.5%
SAM
Silvercrest Asset Management Group Inc.
Peer
5Y
+12.3%
3Y
-14.5%
1Y
-1.9%
6M
-1.5%
1M
+5.3%
1W
+5.1%
BSB
Bogota Financial Corp.
Peer
5Y
-12.5%
3Y
-12.1%
1Y
+23.3%
6M
-5.8%
1M
+5.1%
1W
+4.4%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
7.24
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.95
P/S Ratio
18.07
EV/Revenue
23.05
EV/EBITDA
N/A
Market Cap
$108.67M
Profitability
Profit margins and return metrics
Profit Margin
250.33%
Operating Margin
81.36%
Gross Margin
100.0%
ROE
13.54%
ROA
2.17%
Growth
Revenue and earnings growth rates
Revenue Growth
-8.3%
Earnings Growth
-54.2%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-55.1%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.26
Low debt
Current Ratio
0.04
Weak
Quick Ratio
0.04
Poor
Cash/Share
$N/A
Financial Services Sector Comparison
Comparing ERH against 763 companies in the Financial Services sector
(133 bullish, 317 neutral, 313 bearish)
P/E Ratio
7.24
This Stock
vs
38.21
Sector Avg
-81.1%
(Discount)
Return on Equity (ROE)
13.54%
This Stock
vs
-1.82%
Sector Avg
-843.5%
(Below Avg)
Profit Margin
250.33%
This Stock
vs
75.74%
Sector Avg
+230.5%
(Superior)
Debt to Equity
0.26
This Stock
vs
1.42
Sector Avg
-81.5%
(Less Debt)
Revenue Growth
-8.3%
This Stock
vs
37.18%
Sector Avg
-122.3%
(Slower)
Current Ratio
0.04
This Stock
vs
3.32
Sector Avg
-98.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
ERH
Allspring Utilities and...
|
NEUTRAL | $108.67M | 7.24 | 13.5% | 250.3% | $12.3 | |
|
PROV
Provident Financial Holdings, Inc.
|
NEUTRAL | $108.44M | 17.18 | 5.2% | 16.2% | $17.01 | Compare |
|
MRCC
Monroe Capital Corporation
|
BEARISH | $110.07M | - | -2.9% | -13.5% | $5.08 | Compare |
|
SAMG
Silvercrest Asset...
|
BEARISH | $111.5M | 24.52 | 7.9% | 3.9% | $13.73 | Compare |
|
BSBK
Bogota Financial Corp.
|
NEUTRAL | $112.05M | 50.82 | 1.5% | 12.0% | $8.64 | Compare |
ERH
Allspring...
NEUTRAL
Mkt Cap
$109M
P/E
7.2
ROE
13.5%
Price
$12.3
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-27 | SHLISSEL BRIAN SCOTT | Director | Purchase | 400 | $5,113 |
SHLISSEL BRIAN SCOTT
Director
2026-02-27
400 shares
·
$5,113
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
DEF 14A
Data sourced from SEC EDGAR. AI summaries generated automatically.
Past News Coverage
Recent headlines mentioning ERH from our newsroom.
Newest → oldest
No matching news yet.