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ERH vs SAMG

ERH
Allspring Utilities and High Income Fund
NEUTRAL
Price
$12.30
Market Cap
$108.7M
Sector
Financial Services
AI Confidence
80%
SAMG
Silvercrest Asset Management Group Inc.
BEARISH
Price
$13.73
Market Cap
$111.5M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
ERH
7.24
SAMG
24.52
Forward P/E
ERH
--
SAMG
12.48
P/B Ratio
ERH
0.95
SAMG
2.13
P/S Ratio
ERH
18.07
SAMG
0.89
EV/EBITDA
ERH
--
SAMG
10.19

Profitability

Gross Margin
ERH
100.0%
SAMG
33.02%
Operating Margin
ERH
81.36%
SAMG
-2.94%
Profit Margin
ERH
250.33%
SAMG
3.9%
ROE
ERH
13.54%
SAMG
7.88%
ROA
ERH
2.17%
SAMG
3.23%

Growth

Revenue Growth
ERH
-8.3%
SAMG
0.0%
Earnings Growth
ERH
-54.2%
SAMG
--

Financial Health

Debt/Equity
ERH
0.26
SAMG
0.28
Current Ratio
ERH
0.04
SAMG
1.1
Quick Ratio
ERH
0.04
SAMG
1.02

Dividends

Dividend Yield
ERH
8.42%
SAMG
6.05%
Payout Ratio
ERH
52.41%
SAMG
146.43%

AI Verdict

ERH NEUTRAL

ERH presents as a classic value-income play with a stable Piotroski F-Score of 5/9 and a significant discount to its Graham Number ($22.2). While the fund exhibits strong valuation metrics (P/E of 7.24 vs sector average of 38.42) and a healthy dividend yield of 8.42%, it is severely hampered by a sharp contraction in earnings growth (-54.20%). The disconnect between strong long-term price performance and current bearish technical trends suggests a transition period. Overall, the fund is fundamentally stable but lacks a growth catalyst.

Strengths
Deep value valuation with P/B of 0.95 and P/E of 7.24
Strong dividend profile with 8.42% yield and sustainable 52.41% payout ratio
Low leverage with a Debt/Equity ratio of 0.26
Risks
Severe earnings deterioration (-54.20% YoY)
Negative revenue growth (-8.30% YoY)
Bearish technical trend (0/100 score)
SAMG BEARISH

SAMG presents a precarious financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a severe valuation disconnect. The current price of $13.73 trades at a significant premium to both the Graham Number ($9.02) and the Intrinsic Value ($3.92). Most concerning is the unsustainable dividend payout ratio of 146.43%, which suggests the dividend is being funded by capital or debt rather than earnings. This, combined with stagnant revenue growth and a consistent track record of earnings misses, indicates a high risk of a price correction.

Strengths
Low Debt/Equity ratio of 0.28
P/E ratio (24.52) is significantly lower than the sector average (44.68)
Positive Return on Equity (ROE) of 7.88%
Risks
Unsustainable dividend payout ratio of 146.43%
Stagnant revenue growth (0.00% YoY)
Poor earnings track record (0/4 beats in last 4 quarters)

Compare Another Pair

ERH vs SAMG: Head-to-Head Comparison

This page compares Allspring Utilities and High Income Fund (ERH) and Silvercrest Asset Management Group Inc. (SAMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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