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FHN vs MA

FHN
First Horizon Corporation
NEUTRAL
Price
$24.21
Market Cap
$11.56B
Sector
Financial Services
AI Confidence
75%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FHN
12.17
MA
30.28
Forward P/E
FHN
10.29
MA
22.05
P/B Ratio
FHN
1.37
MA
57.74
P/S Ratio
FHN
--
MA
13.6
EV/EBITDA
FHN
--
MA
22.13

Profitability

Gross Margin
FHN
0.0%
MA
100.0%
Operating Margin
FHN
41.37%
MA
57.73%
Profit Margin
FHN
29.95%
MA
45.65%
ROE
FHN
11.26%
MA
209.91%
ROA
FHN
1.26%
MA
23.72%

Growth

Revenue Growth
FHN
9.6%
MA
17.6%
Earnings Growth
FHN
29.3%
MA
24.2%

Financial Health

Debt/Equity
FHN
--
MA
2.56
Current Ratio
FHN
--
MA
1.03
Quick Ratio
FHN
--
MA
0.68

Dividends

Dividend Yield
FHN
2.81%
MA
0.7%
Payout Ratio
FHN
31.16%
MA
18.4%

AI Verdict

FHN NEUTRAL

FHN presents a stark contrast between attractive valuation and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $24.21 is a discount to both the Graham Number ($28.16) and the growth-based Intrinsic Value ($58.7), the low health score and bearish insider activity suggest significant underlying risks. These concerns are partially offset by strong earnings growth (29.3% YoY) and a consistent track record of beating analyst estimates. Consequently, the stock is a high-risk value play where growth metrics clash with poor deterministic health indicators.

Strengths
Trading below Graham Number ($28.16) and Intrinsic Value ($58.7)
Strong earnings growth of 29.3% YoY
Consistent earnings beat track record (3/4 most recent quarters)
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health
Bearish insider sentiment with significant selling by the CEO and officers
Bearish technical trend (0/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FHN vs MA: Head-to-Head Comparison

This page compares First Horizon Corporation (FHN) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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