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FIHL vs GCMG

FIHL
Fidelis Insurance Holdings Limited
NEUTRAL
Price
$20.96
Market Cap
$1.81B
Sector
Financial Services
AI Confidence
85%
GCMG
GCM Grosvenor Inc.
NEUTRAL
Price
$9.79
Market Cap
$1.83B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FIHL
9.93
GCMG
23.31
Forward P/E
FIHL
5.3
GCMG
9.22
P/B Ratio
FIHL
0.84
GCMG
22.0
P/S Ratio
FIHL
0.72
GCMG
3.3
EV/EBITDA
FIHL
--
GCMG
6.85

Profitability

Gross Margin
FIHL
16.82%
GCMG
42.4%
Operating Margin
FIHL
25.76%
GCMG
31.01%
Profit Margin
FIHL
9.02%
GCMG
8.18%
ROE
FIHL
9.3%
GCMG
765.86%
ROA
FIHL
1.67%
GCMG
11.69%

Growth

Revenue Growth
FIHL
-10.8%
GCMG
6.8%
Earnings Growth
FIHL
--
GCMG
104.4%

Financial Health

Debt/Equity
FIHL
0.36
GCMG
3.85
Current Ratio
FIHL
1.22
GCMG
2.99
Quick Ratio
FIHL
0.69
GCMG
2.87

Dividends

Dividend Yield
FIHL
2.86%
GCMG
4.9%
Payout Ratio
FIHL
23.7%
GCMG
107.14%

AI Verdict

FIHL NEUTRAL

FIHL presents a stark contradiction between deep value and deteriorating fundamental health. While the stock trades at a discount to book value (P/B 0.84) and possesses a strong Graham Number of $34.33, the Piotroski F-Score of 2/9 indicates significant weakness in financial health. Severe revenue contraction (-59.61% Q/Q) offsets the positive YoY EPS growth, suggesting a volatile transition period. The valuation provides a safety floor, but the bearish technical trend and poor health score preclude a bullish rating.

Strengths
Trading below book value (P/B 0.84)
Low Forward P/E of 5.30 suggesting significant undervaluation relative to earnings
Conservative Debt/Equity ratio of 0.36
Risks
Critical Piotroski F-Score (2/9) signaling fundamental deterioration
Severe short-term revenue collapse (-59.61% Q/Q)
Strongly bearish technical trend (10/100)
GCMG NEUTRAL

GCMG presents a complex profile with a stable but mediocre Piotroski F-Score of 4/9 and a significant disconnect between its Graham Number ($2.05) and Intrinsic Value ($12.39). While the company exhibits explosive earnings growth (104.4% YoY) and an attractive forward P/E of 9.22, these strengths are offset by a critical dividend payout ratio of 107.14%, indicating an unsustainable yield. Technicals are currently heavily bearish (0/100), suggesting the market is discounting the strong earnings surprises in favor of broader sector headwinds or balance sheet concerns.

Strengths
Exceptional earnings growth (104.4% YoY and 149.2% Q/Q)
Strong operating margin of 31.01%
Attractive forward P/E ratio of 9.22 compared to trailing P/E of 23.31
Risks
Unsustainable dividend payout ratio (107.14%)
High Debt/Equity ratio of 3.85
Severe bearish technical trend (0/100) with 1-year price decline of 19%

Compare Another Pair

FIHL vs GCMG: Head-to-Head Comparison

This page compares Fidelis Insurance Holdings Limited (FIHL) and GCM Grosvenor Inc. (GCMG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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