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FMAO vs JPM

FMAO
Farmers & Merchants Bancorp, Inc.
BULLISH
Price
$27.28
Market Cap
$375.1M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
FMAO
11.23
JPM
14.69
Forward P/E
FMAO
9.22
JPM
12.62
P/B Ratio
FMAO
1.0
JPM
2.32
P/S Ratio
FMAO
3.14
JPM
4.72
EV/EBITDA
FMAO
--
JPM
--

Profitability

Gross Margin
FMAO
0.0%
JPM
0.0%
Operating Margin
FMAO
44.83%
JPM
41.06%
Profit Margin
FMAO
27.9%
JPM
33.91%
ROE
FMAO
9.44%
JPM
16.13%
ROA
FMAO
0.98%
JPM
1.35%

Growth

Revenue Growth
FMAO
20.0%
JPM
2.5%
Earnings Growth
FMAO
19.3%
JPM
-3.6%

Financial Health

Debt/Equity
FMAO
--
JPM
--
Current Ratio
FMAO
--
JPM
--
Quick Ratio
FMAO
--
JPM
--

Dividends

Dividend Yield
FMAO
3.33%
JPM
2.11%
Payout Ratio
FMAO
37.04%
JPM
28.97%

AI Verdict

FMAO BULLISH

FMAO presents a compelling value opportunity, characterized by a stable Piotroski F-Score of 4/9 and a significant valuation discount. The stock is trading at $27.28, well below its Graham Number ($38.64) and estimated Intrinsic Value ($71.69), with a Price-to-Book ratio of 1.00. Strong fundamental growth (20% YoY revenue growth) and a consistent track record of earnings beats provide a solid floor. While technical trends and recent insider activity are bearish, the underlying financial health and growth metrics suggest substantial upside potential.

Strengths
Significant undervaluation relative to Graham Number ($38.64) and Intrinsic Value ($71.69)
Strong growth profile with 20% YoY revenue and 19.3% earnings growth
Excellent earnings track record with 3/4 recent beats and consistent positive surprises
Risks
Bearish technical trend (0/100) indicating short-term price pressure
Net bearish insider activity with recent officer sales
Mediocre Piotroski F-Score (4/9) suggesting room for improvement in operational efficiency
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

FMAO vs JPM: Head-to-Head Comparison

This page compares Farmers & Merchants Bancorp, Inc. (FMAO) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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