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FMBH vs JPM

FMBH
First Mid Bancshares, Inc.
BULLISH
Price
$43.93
Market Cap
$1.17B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
FMBH
11.29
JPM
14.69
Forward P/E
FMBH
9.12
JPM
12.62
P/B Ratio
FMBH
1.1
JPM
2.32
P/S Ratio
FMBH
3.45
JPM
4.72
EV/EBITDA
FMBH
--
JPM
--

Profitability

Gross Margin
FMBH
0.0%
JPM
0.0%
Operating Margin
FMBH
39.58%
JPM
41.06%
Profit Margin
FMBH
27.04%
JPM
33.91%
ROE
FMBH
10.17%
JPM
16.13%
ROA
FMBH
1.19%
JPM
1.35%

Growth

Revenue Growth
FMBH
5.1%
JPM
2.5%
Earnings Growth
FMBH
23.8%
JPM
-3.6%

Financial Health

Debt/Equity
FMBH
--
JPM
--
Current Ratio
FMBH
--
JPM
--
Quick Ratio
FMBH
--
JPM
--

Dividends

Dividend Yield
FMBH
2.27%
JPM
2.11%
Payout Ratio
FMBH
25.59%
JPM
28.97%

AI Verdict

FMBH BULLISH

FMBH presents a strong value opportunity, trading significantly below its Graham Number ($59.15) and Intrinsic Value ($114.76). While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company demonstrates robust earnings growth of 23.8% YoY and a consistent track record of beating estimates over 25 quarters. Despite bearish insider sentiment and a poor technical trend score, the fundamental valuation and profitability metrics suggest significant upside potential.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings growth (23.8% YoY) and consistent quarterly beats
Low P/E ratio (11.29) compared to the financial services sector average (26.81)
Risks
Bearish insider activity with recent officer sales
Technical trend score (10/100) suggests potential short-term momentum weakness
Piotroski F-Score of 4/9 indicates only 'stable' health rather than 'strong'
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

FMBH vs JPM: Head-to-Head Comparison

This page compares First Mid Bancshares, Inc. (FMBH) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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