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FMNB vs JPM

FMNB
Farmers National Banc Corp.
BULLISH
Price
$13.94
Market Cap
$823.9M
Sector
Financial Services
AI Confidence
75%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
FMNB
9.61
JPM
14.69
Forward P/E
FMNB
7.7
JPM
12.62
P/B Ratio
FMNB
1.08
JPM
2.32
P/S Ratio
FMNB
4.54
JPM
4.72
EV/EBITDA
FMNB
--
JPM
--

Profitability

Gross Margin
FMNB
0.0%
JPM
0.0%
Operating Margin
FMNB
50.02%
JPM
41.06%
Profit Margin
FMNB
30.07%
JPM
33.91%
ROE
FMNB
12.24%
JPM
16.13%
ROA
FMNB
1.05%
JPM
1.35%

Growth

Revenue Growth
FMNB
6.7%
JPM
2.5%
Earnings Growth
FMNB
3.4%
JPM
-3.6%

Financial Health

Debt/Equity
FMNB
--
JPM
--
Current Ratio
FMNB
--
JPM
--
Quick Ratio
FMNB
--
JPM
--

Dividends

Dividend Yield
FMNB
4.88%
JPM
2.11%
Payout Ratio
FMNB
46.9%
JPM
28.97%

AI Verdict

FMNB BULLISH

FMNB presents a strong value opportunity, trading significantly below its Graham Number ($20.51) and Intrinsic Value ($17.55). The company maintains a stable financial health profile with a Piotroski F-Score of 4/9 and a healthy ROE of 12.24%, which vastly outperforms the sector average. While earnings growth is modest and recent quarterly surprises have been negative, the low P/E ratio and sustainable 4.88% dividend yield provide a significant margin of safety. The bullish outlook is driven by deep valuation discounts despite a bearish technical trend indicator.

Strengths
Significant undervaluation relative to Graham Number ($20.51) and Intrinsic Value ($17.55)
Strong ROE (12.24%) compared to the negative sector average (-2.65%)
Attractive and sustainable dividend yield of 4.88% with a conservative 46.9% payout ratio
Risks
Sluggish earnings growth (YoY 3.40%) compared to revenue growth
Recent earnings volatility with a -14.3% surprise in the most recent reported quarter
Bearish technical trend (0/100) suggesting short-term momentum headwinds
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

FMNB vs JPM: Head-to-Head Comparison

This page compares Farmers National Banc Corp. (FMNB) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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