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FMS vs PEN

FMS
Fresenius Medical Care AG
BULLISH
Price
$22.77
Market Cap
$12.44B
Sector
Healthcare
AI Confidence
75%
PEN
Penumbra, Inc.
NEUTRAL
Price
$325.33
Market Cap
$12.8B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
FMS
11.56
PEN
71.98
Forward P/E
FMS
5.62
PEN
51.01
P/B Ratio
FMS
0.81
PEN
8.94
P/S Ratio
FMS
0.63
PEN
9.12
EV/EBITDA
FMS
6.25
PEN
60.24

Profitability

Gross Margin
FMS
25.62%
PEN
67.14%
Operating Margin
FMS
11.68%
PEN
15.37%
Profit Margin
FMS
4.98%
PEN
12.66%
ROE
FMS
7.93%
PEN
13.78%
ROA
FMS
3.62%
PEN
7.04%

Growth

Revenue Growth
FMS
-0.3%
PEN
22.1%
Earnings Growth
FMS
420.0%
PEN
38.3%

Financial Health

Debt/Equity
FMS
0.76
PEN
0.15
Current Ratio
FMS
1.26
PEN
6.64
Quick Ratio
FMS
0.85
PEN
4.01

Dividends

Dividend Yield
FMS
3.58%
PEN
--
Payout Ratio
FMS
42.76%
PEN
0.0%

AI Verdict

FMS BULLISH

FMS presents a classic deep-value opportunity, characterized by a stable Piotroski F-Score of 6/9 and a current price ($22.77) trading significantly below both its Graham Number ($35.27) and Intrinsic Value ($58.12). While top-line revenue growth is stagnant (-0.30%), the company has demonstrated a massive recovery in earnings and maintains a sustainable dividend payout ratio of 42.76%. The valuation is exceptionally attractive with a Forward P/E of 5.62 and a Price/Book of 0.81. However, the bullish value thesis is countered by a completely bearish technical trend and weak insider sentiment, suggesting a 'value trap' risk if revenue does not stabilize.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Strong earnings recovery with YoY growth of 420%
Attractive valuation multiples (P/B 0.81, P/S 0.63, Forward P/E 5.62)
Risks
Stagnant revenue growth (-0.30% YoY) indicating a lack of top-line momentum
Severe bearish technical trend (0/100 score)
Low insider sentiment (40/100) suggesting lack of internal confidence
PEN NEUTRAL

Penumbra exhibits a stable financial foundation with a Piotroski F-Score of 4/9 and an exceptionally strong balance sheet characterized by low debt and high liquidity. While the company demonstrates impressive growth metrics, including 38.3% earnings growth and a PEG ratio of 0.74, the current price of $325.33 represents a massive premium over its Graham Number ($60.84) and Intrinsic Value ($133.34). The bullish growth trajectory is currently offset by bearish insider sentiment and a negative technical trend, suggesting the stock may be overextended in the short term.

Strengths
Strong growth profile with 38.3% YoY earnings growth and 22.1% revenue growth
Excellent liquidity position with a Current Ratio of 6.64 and Quick Ratio of 4.01
Very low leverage with a Debt/Equity ratio of 0.15
Risks
Extreme valuation premium relative to defensive fair value (Graham Number)
Bearish insider activity with 9 sell transactions and 0 buys in the last 6 months
High P/E ratio of 71.98 makes the stock sensitive to any growth deceleration

Compare Another Pair

FMS vs PEN: Head-to-Head Comparison

This page compares Fresenius Medical Care AG (FMS) and Penumbra, Inc. (PEN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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