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FND vs KMX

FND
Floor & Decor Holdings, Inc.
BEARISH
Price
$51.08
Market Cap
$5.52B
Sector
Consumer Cyclical
AI Confidence
85%
KMX
CarMax, Inc.
BEARISH
Price
$38.64
Market Cap
$5.48B
Sector
Consumer Cyclical
AI Confidence
85%

Valuation

P/E Ratio
FND
26.6
KMX
23.0
Forward P/E
FND
21.24
KMX
13.83
P/B Ratio
FND
2.29
KMX
0.93
P/S Ratio
FND
1.18
KMX
0.2
EV/EBITDA
FND
14.2
KMX
23.21

Profitability

Gross Margin
FND
44.84%
KMX
12.14%
Operating Margin
FND
4.6%
KMX
1.81%
Profit Margin
FND
4.45%
KMX
0.89%
ROE
FND
9.11%
KMX
4.08%
ROA
FND
3.21%
KMX
1.61%

Growth

Revenue Growth
FND
2.0%
KMX
-1.2%
Earnings Growth
FND
-18.2%
KMX
--

Financial Health

Debt/Equity
FND
0.83
KMX
3.18
Current Ratio
FND
1.33
KMX
2.2
Quick Ratio
FND
0.3
KMX
0.14

Dividends

Dividend Yield
FND
--
KMX
--
Payout Ratio
FND
0.0%
KMX
0.0%

AI Verdict

FND BEARISH

FND presents a concerning fundamental profile, characterized by a stable but mediocre Piotroski F-Score of 4/9 and a significant valuation gap, trading at $51.08 against a Graham Number of $31.07 and an Intrinsic Value of $13.44. The company is experiencing a severe growth crisis, with YoY earnings contracting by 18.2% and revenue growth stalling at 2%. Technical momentum is non-existent (0/100), and a very low quick ratio of 0.30 indicates potential short-term liquidity constraints. While analysts maintain a 'hold' rating with higher targets, the data suggests a company in a structural decline.

Strengths
Strong Gross Margin of 44.84% indicating good product pricing power
Consistent track record of beating earnings estimates (3 of last 4 quarters)
Manageable Debt/Equity ratio of 0.83, below the sector average of 1.53
Risks
Severe earnings contraction with YoY growth at -18.20%
Stagnant revenue growth (2.00%) suggesting market saturation or loss of demand
Critical liquidity risk evidenced by a Quick Ratio of 0.30
KMX BEARISH

KMX exhibits a fragile financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a concerning lack of liquidity as evidenced by a Quick Ratio of 0.14. While the stock trades near its Graham Number ($39.62) and below book value (P/B 0.93), these value metrics are offset by severe earnings deterioration, with YoY EPS growth plummeting by 41.4%. The combination of high leverage (Debt/Equity 3.18), razor-thin profit margins (0.89%), and a 0/100 technical trend suggests a value trap rather than a value opportunity.

Strengths
Trading below book value (P/B 0.93)
Low Price-to-Sales ratio (0.20)
Low PEG ratio (0.64) suggesting potential undervaluation relative to forward growth
Risks
Severe earnings contraction with YoY EPS growth of -41.4%
Critical liquidity risk indicated by a Quick Ratio of 0.14
High financial leverage with a Debt/Equity ratio of 3.18

Compare Another Pair

FND vs KMX: Head-to-Head Comparison

This page compares Floor & Decor Holdings, Inc. (FND) and CarMax, Inc. (KMX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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