KMX
BEARISH
$38.64
Live
CarMax, Inc. · NYSE
Target $41.69
(+7.9%)
$30.26
52W Range
$71.99
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Apr 29, 2026
Market cap
$5.48B
P/E
23.0
ROE
4.1%
Profit margin
0.9%
Debt/Equity
3.18
Dividend yield
N/A
AI Analysis
AI-powered fundamental assessment
Confidence
85%
KMX exhibits a fragile financial profile characterized by a stable but mediocre Piotroski F-Score of 4/9 and a concerning lack of liquidity as evidenced by a Quick Ratio of 0.14. While the stock trades near its Graham Number ($39.62) and below book value (P/B 0.93), these value metrics are offset by severe earnings deterioration, with YoY EPS growth plummeting by 41.4%. The combination of high leverage (Debt/Equity 3.18), razor-thin profit margins (0.89%), and a 0/100 technical trend suggests a value trap rather than a value opportunity.
Key Strengths
Trading below book value (P/B 0.93)
Low Price-to-Sales ratio (0.20)
Low PEG ratio (0.64) suggesting potential undervaluation relative to forward growth
Current Ratio of 2.20 indicates sufficient nominal current assets
Forward P/E (13.83) is significantly lower than trailing P/E (23.00)
Key Risks
Severe earnings contraction with YoY EPS growth of -41.4%
Critical liquidity risk indicated by a Quick Ratio of 0.14
High financial leverage with a Debt/Equity ratio of 3.18
Extremely thin net profit margins (0.89%) leaving no room for error
Strongly bearish technical trend (0/100) and 5-year price decline of 71%
AI Fair Value Estimate
Based on comprehensive analysis
$25.69
-33.5% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
24
Weak
55
20
15
30
0
AI Verdict
Underperform
Key drivers: Negative EPS growth, High Debt/Equity, Poor liquidity (Quick Ratio), Bearish price action
Confidence
90%
Value
55/100
Ref P/E 23.00, PEG 0.64, Graham Number $39.62
Positives
- P/B < 1.0
- P/S is very low
- Price is near Graham Number
Watchpoints
- Intrinsic value ($11.76) is far below current price
- P/E is high relative to current negative growth
Future
20/100
Ref Growth rates
Positives
- Forward P/E suggests expected recovery
Watchpoints
- Negative YoY Revenue growth
- Crashing EPS growth (-41.4%)
Past
15/100
Ref Historical trends
Positives
- Consistent history of earnings surprises
Watchpoints
- 5Y Change of -71%
- 1Y Change of -40.6%
Health
30/100
Ref Piotroski F-Score, Debt/Equity
Positives
- Current Ratio is healthy (2.20)
Watchpoints
- Piotroski F-Score 4/9 is only marginally stable
- Debt/Equity 3.18 is high
- Quick Ratio 0.14 is critical
Dividend
0/100
Ref Yield, Payout
Positives
No standout positives identified.
Watchpoints
- No dividend paid
- 0/100 dividend strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$38.64
Analyst Target
$41.69
Upside/Downside
+7.9%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for KMX and closest competitors.
Updated 2026-04-28
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
KMX
CarMax, Inc.
Primary
|
-71.0% | -44.8% | -40.6% | -13.1% | -3.4% | -1.0% |
|
CHH
Choice Hotels International, Inc.
Peer
|
+10.7% | -3.4% | -4.6% | +23.2% | +20.1% | -0.1% |
|
FND
Floor & Decor Holdings, Inc.
Peer
|
-54.7% | -47.4% | -30.0% | -29.5% | -3.2% | -5.5% |
|
BOOT
Boot Barn Holdings, Inc.
Peer
|
+207.6% | +150.7% | +9.2% | +5.4% | -2.8% | -4.5% |
|
BFAM
Bright Horizons Family Solutions Inc.
Peer
|
-38.4% | +19.7% | -20.7% | -18.8% | -7.2% | -2.9% |
KMX
CarMax, Inc.
Primary
5Y
-71.0%
3Y
-44.8%
1Y
-40.6%
6M
-13.1%
1M
-3.4%
1W
-1.0%
CHH
Choice Hotels International, Inc.
Peer
5Y
+10.7%
3Y
-3.4%
1Y
-4.6%
6M
+23.2%
1M
+20.1%
1W
-0.1%
FND
Floor & Decor Holdings, Inc.
Peer
5Y
-54.7%
3Y
-47.4%
1Y
-30.0%
6M
-29.5%
1M
-3.2%
1W
-5.5%
BOO
Boot Barn Holdings, Inc.
Peer
5Y
+207.6%
3Y
+150.7%
1Y
+9.2%
6M
+5.4%
1M
-2.8%
1W
-4.5%
BFA
Bright Horizons Family Solutions Inc.
Peer
5Y
-38.4%
3Y
+19.7%
1Y
-20.7%
6M
-18.8%
1M
-7.2%
1W
-2.9%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
23.0
Forward P/E
13.83
PEG Ratio
0.64
P/B Ratio
0.93
P/S Ratio
0.2
EV/Revenue
0.87
EV/EBITDA
23.21
Market Cap
$5.48B
Profitability
Profit margins and return metrics
Profit Margin
0.89%
Operating Margin
1.81%
Gross Margin
12.14%
ROE
4.08%
ROA
1.61%
Growth
Revenue and earnings growth rates
Revenue Growth
-1.2%
Earnings Growth
N/A
Q/Q Revenue Growth
-0.95%
Q/Q Earnings Growth
N/A
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
3.18
High debt
Current Ratio
2.2
Strong
Quick Ratio
0.14
Poor
Cash/Share
$0.87
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q1 2026
Revenue
$5.9B
Gross Margin
10.2%
Op. Margin
-4.2%
Net Margin
-2.0%
Total Assets
$26.4B
Liabilities
$20.5B
Equity
$5.9B
Debt/Equity
3.48x
Operating CF
$-0.6B
CapEx
$-0.1B
Free Cash Flow
$-0.7B
FCF Yield
124%
Quarterly Earnings History
EPS performance vs analyst estimates
2026-06-17
$N/A
2026-04-14
$0.34
+60.6% surprise
2025-12-18
$0.51
+66.0% surprise
2025-09-25
$0.64
-38.6% surprise
Consumer Cyclical Sector Comparison
Comparing KMX against 405 companies in the Consumer Cyclical sector
(26 bullish, 140 neutral, 239 bearish)
P/E Ratio
23.0
This Stock
vs
32.81
Sector Avg
-29.9%
(Discount)
Return on Equity (ROE)
4.08%
This Stock
vs
-41.92%
Sector Avg
-109.7%
(Below Avg)
Profit Margin
0.89%
This Stock
vs
-5.23%
Sector Avg
-117.0%
(Weaker)
Debt to Equity
3.18
This Stock
vs
1.51
Sector Avg
+111.4%
(Higher)
Revenue Growth
-1.2%
This Stock
vs
27.46%
Sector Avg
-104.4%
(Slower)
Current Ratio
2.2
This Stock
vs
2.46
Sector Avg
-10.4%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
KMX
CarMax, Inc.
|
BEARISH | $5.48B | 23.0 | 4.1% | 0.9% | $38.64 | |
|
CHH
Choice Hotels International, Inc.
|
BEARISH | $5.45B | 15.07 | 544.2% | 37.7% | $119.07 | Compare |
|
FND
Floor & Decor Holdings, Inc.
|
BEARISH | $5.52B | 26.6 | 9.1% | 4.5% | $51.08 | Compare |
|
BOOT
Boot Barn Holdings, Inc.
|
NEUTRAL | $5.62B | 27.79 | 18.7% | 10.1% | $183.98 | Compare |
|
BFAM
Bright Horizons Family...
|
NEUTRAL | $5.31B | 27.08 | 14.2% | 7.0% | $93.43 | Compare |
KMX
CarMax, Inc.
BEARISH
Mkt Cap
$5.5B
P/E
23.0
ROE
4.1%
Price
$38.64
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-16 | MCCREIGHT DAVID W | Director | Stock Award | 30,558 | - |
| 2026-03-16 | BARR KEITH | Chief Executive Officer | Stock Award | 23,975 | - |
| 2025-12-26 | WILSON CHARLES JOSEPH | Chief Operating Officer | Stock Award | 160 | - |
MCCREIGHT DAVID W
Director
2026-03-16
30,558 shares
BARR KEITH
Chief Executive Officer
2026-03-16
23,975 shares
WILSON CHARLES JOSEPH
Chief Operating Officer
2025-12-26
160 shares
Insider transactions can signal confidence or concerns about company prospects
SEC Filings
Recent regulatory filings from the SEC EDGAR database
10-K
8-K
8-K
8-K
8-K
10-Q
8-K
8-K
10-Q
Data sourced from SEC EDGAR. AI summaries generated automatically.
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
HOLD
13 analysts
Barclays
2026-04-16
Underweight
Underweight
JP Morgan
2026-04-15
Underweight
Underweight
Evercore ISI Group
2026-04-10
In-Line
In-Line
Evercore ISI Group
2026-04-07
In-Line
In-Line
Stephens & Co.
2026-04-02
Equal-Weight
Equal-Weight
Evercore ISI Group
2026-03-17
In-Line
In-Line
Baird
2026-02-18
Outperform
Outperform
Evercore ISI Group
2026-02-10
In-Line
In-Line
Evercore ISI Group
2026-02-03
In-Line
In-Line
Barclays
2026-01-21
Underweight
Underweight
Past News Coverage
Recent headlines mentioning KMX from our newsroom.
Newest → oldest
No matching news yet.