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FT vs JPM

FT
Franklin Universal Trust
BULLISH
Price
$8.14
Market Cap
$204.6M
Sector
Financial Services
AI Confidence
75%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
FT
10.57
JPM
15.68
Forward P/E
FT
--
JPM
13.42
P/B Ratio
FT
0.96
JPM
2.47
P/S Ratio
FT
13.4
JPM
5.03
EV/EBITDA
FT
--
JPM
--

Profitability

Gross Margin
FT
100.0%
JPM
0.0%
Operating Margin
FT
80.09%
JPM
41.06%
Profit Margin
FT
125.95%
JPM
33.91%
ROE
FT
9.18%
JPM
16.13%
ROA
FT
2.94%
JPM
1.35%

Growth

Revenue Growth
FT
-27.1%
JPM
2.5%
Earnings Growth
FT
709.9%
JPM
-3.6%

Financial Health

Debt/Equity
FT
0.29
JPM
--
Current Ratio
FT
6.15
JPM
--
Quick Ratio
FT
6.15
JPM
--

Dividends

Dividend Yield
FT
6.27%
JPM
1.91%
Payout Ratio
FT
66.23%
JPM
28.97%

AI Verdict

FT BULLISH

FT exhibits strong fundamental health with a Piotroski F-Score of 7/9 and a very conservative balance sheet (Debt/Equity 0.29). The stock is significantly undervalued, trading at $8.14, which is well below both its Graham Number ($12.11) and estimated Intrinsic Value ($22.71). While the technical trend is bearish and revenue has contracted by 27.1%, the combination of a low P/E (10.57), a P/B under 1.0, and a sustainable 6.27% dividend yield makes it a compelling value play.

Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Deep value valuation with Price/Book at 0.96 and P/E significantly below sector average
Excellent liquidity with a Current Ratio of 6.15
Risks
Significant YoY revenue decline of 27.10%
Bearish technical trend (10/100) suggesting lack of immediate price momentum
Low insider sentiment (40/100) indicating potential internal caution
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

FT vs JPM: Head-to-Head Comparison

This page compares Franklin Universal Trust (FT) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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