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FT vs MA

FT
Franklin Universal Trust
BULLISH
Price
$8.14
Market Cap
$204.6M
Sector
Financial Services
AI Confidence
75%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
FT
10.57
MA
30.28
Forward P/E
FT
--
MA
22.05
P/B Ratio
FT
0.96
MA
57.74
P/S Ratio
FT
13.4
MA
13.6
EV/EBITDA
FT
--
MA
22.13

Profitability

Gross Margin
FT
100.0%
MA
100.0%
Operating Margin
FT
80.09%
MA
57.73%
Profit Margin
FT
125.95%
MA
45.65%
ROE
FT
9.18%
MA
209.91%
ROA
FT
2.94%
MA
23.72%

Growth

Revenue Growth
FT
-27.1%
MA
17.6%
Earnings Growth
FT
709.9%
MA
24.2%

Financial Health

Debt/Equity
FT
0.29
MA
2.56
Current Ratio
FT
6.15
MA
1.03
Quick Ratio
FT
6.15
MA
0.68

Dividends

Dividend Yield
FT
6.27%
MA
0.7%
Payout Ratio
FT
66.23%
MA
18.4%

AI Verdict

FT BULLISH

FT exhibits strong fundamental health with a Piotroski F-Score of 7/9 and a very conservative balance sheet (Debt/Equity 0.29). The stock is significantly undervalued, trading at $8.14, which is well below both its Graham Number ($12.11) and estimated Intrinsic Value ($22.71). While the technical trend is bearish and revenue has contracted by 27.1%, the combination of a low P/E (10.57), a P/B under 1.0, and a sustainable 6.27% dividend yield makes it a compelling value play.

Strengths
Strong Piotroski F-Score (7/9) indicating high financial health
Deep value valuation with Price/Book at 0.96 and P/E significantly below sector average
Excellent liquidity with a Current Ratio of 6.15
Risks
Significant YoY revenue decline of 27.10%
Bearish technical trend (10/100) suggesting lack of immediate price momentum
Low insider sentiment (40/100) indicating potential internal caution
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

FT vs MA: Head-to-Head Comparison

This page compares Franklin Universal Trust (FT) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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