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FUNC vs JPM

FUNC
First United Corporation
NEUTRAL
Price
$39.11
Market Cap
$254.3M
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
FUNC
10.37
JPM
14.69
Forward P/E
FUNC
8.32
JPM
12.62
P/B Ratio
FUNC
1.25
JPM
2.32
P/S Ratio
FUNC
2.96
JPM
4.72
EV/EBITDA
FUNC
--
JPM
--

Profitability

Gross Margin
FUNC
0.0%
JPM
0.0%
Operating Margin
FUNC
43.43%
JPM
41.06%
Profit Margin
FUNC
28.53%
JPM
33.91%
ROE
FUNC
12.8%
JPM
16.13%
ROA
FUNC
1.21%
JPM
1.35%

Growth

Revenue Growth
FUNC
11.3%
JPM
2.5%
Earnings Growth
FUNC
-7.0%
JPM
-3.6%

Financial Health

Debt/Equity
FUNC
--
JPM
--
Current Ratio
FUNC
--
JPM
--
Quick Ratio
FUNC
--
JPM
--

Dividends

Dividend Yield
FUNC
2.65%
JPM
2.11%
Payout Ratio
FUNC
24.4%
JPM
28.97%

AI Verdict

FUNC NEUTRAL

FUNC presents a conflicting profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, contrasted against an attractive valuation below its Graham Number of $51.55. While the company has a strong track record of earnings beats and impressive long-term price appreciation, current YoY earnings growth is negative (-7.00%) despite revenue growth. The technical trend is heavily bearish (10/100), suggesting significant short-term momentum risk despite the low P/E ratio. Overall, the stock is a value play with concerning operational health signals.

Strengths
Attractive valuation with a P/E of 10.37 and current price below Graham Number
Strong historical price performance (176% 5-year change)
Consistent earnings beat record (3 of last 4 quarters)
Risks
Weak fundamental health as indicated by a Piotroski F-Score of 3/9
Negative YoY earnings growth (-7.00%) suggesting margin compression
Severely bearish technical trend (10/100)
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

FUNC vs JPM: Head-to-Head Comparison

This page compares First United Corporation (FUNC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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