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GBCI vs V

GBCI
Glacier Bancorp, Inc.
NEUTRAL
Price
$48.72
Market Cap
$6.34B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
GBCI
24.48
V
28.35
Forward P/E
GBCI
13.36
V
20.79
P/B Ratio
GBCI
1.5
V
15.09
P/S Ratio
GBCI
6.1
V
14.08
EV/EBITDA
GBCI
--
V
20.06

Profitability

Gross Margin
GBCI
0.0%
V
97.78%
Operating Margin
GBCI
40.99%
V
68.3%
Profit Margin
GBCI
25.67%
V
50.23%
ROE
GBCI
7.07%
V
53.95%
ROA
GBCI
0.9%
V
18.36%

Growth

Revenue Growth
GBCI
41.4%
V
14.6%
Earnings Growth
GBCI
31.1%
V
17.4%

Financial Health

Debt/Equity
GBCI
--
V
0.55
Current Ratio
GBCI
--
V
1.11
Quick Ratio
GBCI
--
V
0.72

Dividends

Dividend Yield
GBCI
2.71%
V
0.89%
Payout Ratio
GBCI
82.91%
V
22.91%

AI Verdict

GBCI NEUTRAL

GBCI presents a stark contrast between aggressive growth and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the company exhibits impressive YoY revenue growth of 41.4% and earnings growth of 31.1%, the underlying financial health metrics are concerning. The stock currently trades at a premium to its Graham Number ($38.1) but below its growth-based intrinsic value ($58.7). The high dividend payout ratio of 82.91% combined with a bearish technical trend suggests limited immediate upside despite analyst 'buy' recommendations.

Strengths
Strong YoY Revenue Growth (41.40%)
Robust Earnings Growth (31.10% YoY, 50.50% Q/Q)
Significant Forward P/E compression (from 24.48 to 13.36)
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health
Unsustainable dividend payout ratio (82.91%)
Bearish technical trend (0/100)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

GBCI vs V: Head-to-Head Comparison

This page compares Glacier Bancorp, Inc. (GBCI) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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