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GBCI vs JPM

GBCI
Glacier Bancorp, Inc.
NEUTRAL
Price
$48.72
Market Cap
$6.34B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GBCI
24.48
JPM
15.68
Forward P/E
GBCI
13.36
JPM
13.42
P/B Ratio
GBCI
1.5
JPM
2.47
P/S Ratio
GBCI
6.1
JPM
5.03
EV/EBITDA
GBCI
--
JPM
--

Profitability

Gross Margin
GBCI
0.0%
JPM
0.0%
Operating Margin
GBCI
40.99%
JPM
41.06%
Profit Margin
GBCI
25.67%
JPM
33.91%
ROE
GBCI
7.07%
JPM
16.13%
ROA
GBCI
0.9%
JPM
1.35%

Growth

Revenue Growth
GBCI
41.4%
JPM
2.5%
Earnings Growth
GBCI
31.1%
JPM
-3.6%

Financial Health

Debt/Equity
GBCI
--
JPM
--
Current Ratio
GBCI
--
JPM
--
Quick Ratio
GBCI
--
JPM
--

Dividends

Dividend Yield
GBCI
2.71%
JPM
1.91%
Payout Ratio
GBCI
82.91%
JPM
28.97%

AI Verdict

GBCI NEUTRAL

GBCI presents a stark contrast between aggressive growth and deteriorating fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the company exhibits impressive YoY revenue growth of 41.4% and earnings growth of 31.1%, the underlying financial health metrics are concerning. The stock currently trades at a premium to its Graham Number ($38.1) but below its growth-based intrinsic value ($58.7). The high dividend payout ratio of 82.91% combined with a bearish technical trend suggests limited immediate upside despite analyst 'buy' recommendations.

Strengths
Strong YoY Revenue Growth (41.40%)
Robust Earnings Growth (31.10% YoY, 50.50% Q/Q)
Significant Forward P/E compression (from 24.48 to 13.36)
Risks
Very weak Piotroski F-Score (2/9) indicating poor financial health
Unsustainable dividend payout ratio (82.91%)
Bearish technical trend (0/100)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

GBCI vs JPM: Head-to-Head Comparison

This page compares Glacier Bancorp, Inc. (GBCI) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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