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GECC vs PCM

GECC
Great Elm Capital Corp.
BEARISH
Price
$5.13
Market Cap
$71.8M
Sector
Financial Services
AI Confidence
90%
PCM
PCM Fund Inc.
BEARISH
Price
$5.81
Market Cap
$71.7M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GECC
--
PCM
10.38
Forward P/E
GECC
6.11
PCM
--
P/B Ratio
GECC
0.64
PCM
0.98
P/S Ratio
GECC
1.44
PCM
6.68
EV/EBITDA
GECC
--
PCM
--

Profitability

Gross Margin
GECC
100.0%
PCM
100.0%
Operating Margin
GECC
71.27%
PCM
90.51%
Profit Margin
GECC
-63.59%
PCM
61.93%
ROE
GECC
-25.53%
PCM
9.01%
ROA
GECC
6.65%
PCM
5.2%

Growth

Revenue Growth
GECC
37.6%
PCM
-20.7%
Earnings Growth
GECC
--
PCM
-7.0%

Financial Health

Debt/Equity
GECC
1.68
PCM
0.53
Current Ratio
GECC
0.26
PCM
0.08
Quick Ratio
GECC
0.23
PCM
0.05

Dividends

Dividend Yield
GECC
23.39%
PCM
13.27%
Payout Ratio
GECC
88.89%
PCM
137.66%

AI Verdict

GECC BEARISH

GECC exhibits severe fundamental distress, highlighted by a critical Piotroski F-Score of 1/9, indicating a near-total failure of financial health metrics. While the stock trades at a discount to book value (P/B 0.64), this is offset by a precarious liquidity position with a current ratio of 0.26 and a negative ROE of -25.53%. The dividend yield of 23.39% is likely unsustainable given the high payout ratio and negative profit margins. Overall, the company shows signs of a value trap where low valuation metrics are a reflection of deteriorating operational health.

Strengths
Trading significantly below book value (P/B 0.64)
Strong year-over-year revenue growth of 37.60%
Positive Return on Assets (ROA) of 6.65%
Risks
Critical liquidity risk with a current ratio of 0.26
Extremely weak Piotroski F-Score (1/9)
Negative profit margins (-63.59%) and negative ROE
PCM BEARISH

PCM Fund Inc. presents as a classic 'dividend trap' with a stable Piotroski F-Score of 6/9 but critical underlying liquidity failures. While the stock trades below its Graham Number ($8.66), this value is offset by a dangerous payout ratio of 137.66% and a near-zero current ratio (0.08), indicating an inability to cover short-term obligations. Negative revenue growth (-20.70%) and a bearish technical trend (0/100) suggest a deteriorating business model despite high operating margins.

Strengths
Strong operating margins (90.51%)
Piotroski F-Score of 6/9 indicates stable financial health baseline
Trading slightly below book value (P/B 0.98)
Risks
Unsustainable dividend payout ratio (137.66%)
Severe liquidity crisis indicated by Current Ratio of 0.08
Significant negative revenue growth (-20.70% YoY)

Compare Another Pair

GECC vs PCM: Head-to-Head Comparison

This page compares Great Elm Capital Corp. (GECC) and PCM Fund Inc. (PCM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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