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PCM

BEARISH
$5.81 Live
PCM Fund Inc. · NYSE
$5.52 52W Range $6.76

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 02, 2026
Market cap
$71.75M
P/E
10.38
ROE
9.0%
Profit margin
61.9%
Debt/Equity
0.53
Dividend yield
13.27%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PCM Fund Inc. presents as a classic 'dividend trap' with a stable Piotroski F-Score of 6/9 but critical underlying liquidity failures. While the stock trades below its Graham Number ($8.66), this value is offset by a dangerous payout ratio of 137.66% and a near-zero current ratio (0.08), indicating an inability to cover short-term obligations. Negative revenue growth (-20.70%) and a bearish technical trend (0/100) suggest a deteriorating business model despite high operating margins.

Key Strengths

Strong operating margins (90.51%)
Piotroski F-Score of 6/9 indicates stable financial health baseline
Trading slightly below book value (P/B 0.98)
Low P/E ratio (10.38) relative to sector average
High current dividend yield (13.27%)

Key Risks

Unsustainable dividend payout ratio (137.66%)
Severe liquidity crisis indicated by Current Ratio of 0.08
Significant negative revenue growth (-20.70% YoY)
Bearish technical trend (0/100 score)
Negative earnings growth across both YoY and Q/Q metrics
AI Fair Value Estimate
Based on comprehensive analysis
$4.79
-17.6% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
34
Weak
Value
60
Future
20
Past
30
Health
40
Dividend
20
AI Verdict
Avoid
Key drivers: Dividend sustainability, Liquidity ratios, Revenue contraction
Confidence
90%
Value
60/100

Ref P/E 10.38, Graham Number $8.66

Positives
  • Below Graham Number
  • Low P/E relative to peers
Watchpoints
  • Price exceeds growth-based intrinsic value ($3.92)
Future
20/100

Ref Growth rates

Positives
No standout positives identified.
Watchpoints
  • Revenue growth -20.70%
  • Earnings growth -7.00%
Past
30/100

Ref Historical trends

Positives
  • 1Y return slightly positive (+4.8%)
Watchpoints
  • 5Y change -15.7%
  • 3Y change -13.5%
Health
40/100

Ref Piotroski F-Score and Liquidity Ratios

Positives
  • Piotroski F-Score 6/9
Watchpoints
  • Current Ratio 0.08
  • Quick Ratio 0.05
Dividend
20/100

Ref Yield 13.27%, Payout 137.66%

Positives
  • High nominal yield
Watchpoints
  • Payout ratio > 100% indicates capital erosion

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$5.81

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PCM and closest competitors.

Updated 2026-05-01
PCM
PCM Fund Inc.
Primary
5Y
-15.7%
3Y
-13.5%
1Y
+4.8%
6M
-1.2%
1M
+1.5%
1W
+1.8%
GEC
Great Elm Capital Corp.
Peer
5Y
-44.9%
3Y
+2.9%
1Y
-36.1%
6M
-23.4%
1M
-1.6%
1W
+2.6%
BTC
BTCS Inc.
Peer
5Y
-86.5%
3Y
+27.2%
1Y
+4.0%
6M
-75.2%
1M
-20.9%
1W
+3.6%
EEA
The European Equity Fund, Inc.
Peer
5Y
+27.3%
3Y
+26.2%
1Y
+14.9%
6M
-0.4%
1M
+6.2%
1W
-1.8%
IOR
Income Opportunity Realty Investors, Inc.
Peer
5Y
+45.2%
3Y
+57.7%
1Y
+2.3%
6M
+0.6%
1M
-0.6%
1W
-0.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
10.38
Forward P/E
N/A
PEG Ratio
N/A
P/B Ratio
0.98
P/S Ratio
6.68
EV/Revenue
10.2
EV/EBITDA
N/A
Market Cap
$71.75M

Profitability

Profit margins and return metrics

Profit Margin 61.93%
Operating Margin 90.51%
Gross Margin 100.0%
ROE 9.01%
ROA 5.2%

Growth

Revenue and earnings growth rates

Revenue Growth -20.7%
Earnings Growth -7.0%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth -6.4%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.53
Moderate
Current Ratio
0.08
Weak
Quick Ratio
0.05
Poor
Cash/Share
$0.03

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Total Assets
$0.1B
Liabilities
$0.0B
Equity
$0.1B
Debt/Equity
0.56x

Financial Services Sector Comparison

Comparing PCM against 1034 companies in the Financial Services sector (162 bullish, 450 neutral, 422 bearish)
P/E Ratio
10.38
This Stock
vs
35.38
Sector Avg
-70.7% (Discount)
Return on Equity (ROE)
9.01%
This Stock
vs
0.74%
Sector Avg
+1120.7% (Excellent)
Profit Margin
61.93%
This Stock
vs
85.98%
Sector Avg
-28.0% (Weaker)
Debt to Equity
0.53
This Stock
vs
1.29
Sector Avg
-58.7% (Less Debt)
Revenue Growth
-20.7%
This Stock
vs
32.8%
Sector Avg
-163.1% (Slower)
Current Ratio
0.08
This Stock
vs
3.68
Sector Avg
-97.9% (Weaker)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning PCM from our newsroom.

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