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IOR vs PCM

IOR
Income Opportunity Realty Investors, Inc.
BEARISH
Price
$17.90
Market Cap
$72.8M
Sector
Financial Services
AI Confidence
85%
PCM
PCM Fund Inc.
BEARISH
Price
$5.81
Market Cap
$71.7M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
IOR
18.27
PCM
10.38
Forward P/E
IOR
--
PCM
--
P/B Ratio
IOR
0.58
PCM
0.98
P/S Ratio
IOR
--
PCM
6.68
EV/EBITDA
IOR
--
PCM
--

Profitability

Gross Margin
IOR
0.0%
PCM
100.0%
Operating Margin
IOR
0.0%
PCM
90.51%
Profit Margin
IOR
0.0%
PCM
61.93%
ROE
IOR
3.22%
PCM
9.01%
ROA
IOR
-0.19%
PCM
5.2%

Growth

Revenue Growth
IOR
--
PCM
-20.7%
Earnings Growth
IOR
-12.2%
PCM
-7.0%

Financial Health

Debt/Equity
IOR
--
PCM
0.53
Current Ratio
IOR
--
PCM
0.08
Quick Ratio
IOR
--
PCM
0.05

Dividends

Dividend Yield
IOR
--
PCM
13.27%
Payout Ratio
IOR
0.0%
PCM
137.66%

AI Verdict

IOR BEARISH

IOR exhibits severe fundamental weakness, highlighted by a Piotroski F-Score of 2/9, indicating poor financial health. While the stock appears undervalued based on the Graham Number ($26.13) and a Price-to-Book ratio of 0.58, these are likely value traps given the intrinsic value of $6.86 and negative growth trends. Profitability is non-existent with 0.00% profit and operating margins, coupled with a -12.20% decline in YoY earnings. The technical trend is bearish, and the lack of analyst coverage further increases the risk profile.

Strengths
Trading significantly below the Graham Number ($26.13)
Low Price-to-Book ratio (0.58) suggesting asset undervaluation
P/E ratio (18.27) is lower than the financial services sector average (35.93)
Risks
Critical financial health failure (Piotroski F-Score: 2/9)
Negative growth trajectory across both YoY and Q/Q earnings and revenue
Zero percent profit and operating margins indicating an inability to generate operational income
PCM BEARISH

PCM Fund Inc. presents as a classic 'dividend trap' with a stable Piotroski F-Score of 6/9 but critical underlying liquidity failures. While the stock trades below its Graham Number ($8.66), this value is offset by a dangerous payout ratio of 137.66% and a near-zero current ratio (0.08), indicating an inability to cover short-term obligations. Negative revenue growth (-20.70%) and a bearish technical trend (0/100) suggest a deteriorating business model despite high operating margins.

Strengths
Strong operating margins (90.51%)
Piotroski F-Score of 6/9 indicates stable financial health baseline
Trading slightly below book value (P/B 0.98)
Risks
Unsustainable dividend payout ratio (137.66%)
Severe liquidity crisis indicated by Current Ratio of 0.08
Significant negative revenue growth (-20.70% YoY)

Compare Another Pair

IOR vs PCM: Head-to-Head Comparison

This page compares Income Opportunity Realty Investors, Inc. (IOR) and PCM Fund Inc. (PCM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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