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GGAL vs JPM

GGAL
Grupo Financiero Galicia S.A.
BEARISH
Price
$47.93
Market Cap
$8.04B
Sector
Financial Services
AI Confidence
90%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
GGAL
53.85
JPM
14.69
Forward P/E
GGAL
6.32
JPM
12.62
P/B Ratio
GGAL
13.81
JPM
2.32
P/S Ratio
GGAL
0.0
JPM
4.72
EV/EBITDA
GGAL
--
JPM
--

Profitability

Gross Margin
GGAL
0.0%
JPM
0.0%
Operating Margin
GGAL
-3.54%
JPM
41.06%
Profit Margin
GGAL
3.09%
JPM
33.91%
ROE
GGAL
2.49%
JPM
16.13%
ROA
GGAL
0.44%
JPM
1.35%

Growth

Revenue Growth
GGAL
-10.0%
JPM
2.5%
Earnings Growth
GGAL
--
JPM
-3.6%

Financial Health

Debt/Equity
GGAL
--
JPM
--
Current Ratio
GGAL
--
JPM
--
Quick Ratio
GGAL
--
JPM
--

Dividends

Dividend Yield
GGAL
3.33%
JPM
2.11%
Payout Ratio
GGAL
123.58%
JPM
28.97%

AI Verdict

GGAL BEARISH

The deterministic health profile is critically weak, highlighted by a Piotroski F-Score of 2/9 and a massive valuation gap where the current price ($47.93) trades at a significant premium to the Graham Number ($8.34) and Intrinsic Value ($6.23). While long-term price performance has been exceptional, current fundamentals show severe deterioration, including a negative YoY revenue growth of 10% and a catastrophic earnings surprise trend (-149.13% over the last 4 quarters). The dividend is unsustainable with a payout ratio of 123.58%, suggesting capital erosion. Despite bullish analyst targets, the hard data indicates a high-risk, overvalued asset.

Strengths
Strong long-term price appreciation (5Y Change: +740.1%)
Positive short-term momentum (6M Change: +41.4%)
Low Forward P/E (6.32) suggesting expected earnings recovery
Risks
Critical financial health (Piotroski F-Score 2/9)
Extreme overvaluation relative to book value (P/B 13.81)
Unsustainable dividend payout ratio (123.58%)
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

GGAL vs JPM: Head-to-Head Comparison

This page compares Grupo Financiero Galicia S.A. (GGAL) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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