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GS vs V

GS
The Goldman Sachs Group, Inc.
NEUTRAL
Price
$907.80
Market Cap
$269.39B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
GS
17.7
V
28.35
Forward P/E
GS
13.92
V
20.79
P/B Ratio
GS
2.55
V
15.09
P/S Ratio
GS
4.54
V
14.08
EV/EBITDA
GS
--
V
20.06

Profitability

Gross Margin
GS
82.88%
V
97.78%
Operating Margin
GS
38.32%
V
68.3%
Profit Margin
GS
28.92%
V
50.23%
ROE
GS
13.86%
V
53.95%
ROA
GS
0.99%
V
18.36%

Growth

Revenue Growth
GS
15.2%
V
14.6%
Earnings Growth
GS
17.3%
V
17.4%

Financial Health

Debt/Equity
GS
5.96
V
0.55
Current Ratio
GS
1.53
V
1.11
Quick Ratio
GS
1.38
V
0.72

Dividends

Dividend Yield
GS
1.98%
V
0.89%
Payout Ratio
GS
27.28%
V
22.91%

AI Verdict

GS NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating fundamental strength. While the stock trades at a significant discount to its growth-based intrinsic value ($1513.06), it sits well above its defensive Graham Number ($641.39). Strong earnings growth (17.3% YoY) and consistent quarterly beats are currently offsetting severe bearish signals from insider selling and a low technical trend score. The overall outlook is a conflict between strong operational performance and weakening financial health metrics.

Strengths
Strong earnings growth (17.3% YoY) and revenue growth (15.2% YoY)
Consistent track record of beating earnings estimates (3 of last 4 quarters)
High profitability with a profit margin of 28.92% and gross margin of 82.88%
Risks
Critically low Piotroski F-Score (2/9) suggesting poor financial health
High leverage with a Debt/Equity ratio of 5.96
Strongly bearish insider sentiment with $112M in sales and zero buys
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

GS vs V: Head-to-Head Comparison

This page compares The Goldman Sachs Group, Inc. (GS) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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