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GS vs JPM

GS
The Goldman Sachs Group, Inc.
NEUTRAL
Price
$907.80
Market Cap
$269.39B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GS
17.7
JPM
15.68
Forward P/E
GS
13.92
JPM
13.42
P/B Ratio
GS
2.55
JPM
2.47
P/S Ratio
GS
4.54
JPM
5.03
EV/EBITDA
GS
--
JPM
--

Profitability

Gross Margin
GS
82.88%
JPM
0.0%
Operating Margin
GS
38.32%
JPM
41.06%
Profit Margin
GS
28.92%
JPM
33.91%
ROE
GS
13.86%
JPM
16.13%
ROA
GS
0.99%
JPM
1.35%

Growth

Revenue Growth
GS
15.2%
JPM
2.5%
Earnings Growth
GS
17.3%
JPM
-3.6%

Financial Health

Debt/Equity
GS
5.96
JPM
--
Current Ratio
GS
1.53
JPM
--
Quick Ratio
GS
1.38
JPM
--

Dividends

Dividend Yield
GS
1.98%
JPM
1.91%
Payout Ratio
GS
27.28%
JPM
28.97%

AI Verdict

GS NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating fundamental strength. While the stock trades at a significant discount to its growth-based intrinsic value ($1513.06), it sits well above its defensive Graham Number ($641.39). Strong earnings growth (17.3% YoY) and consistent quarterly beats are currently offsetting severe bearish signals from insider selling and a low technical trend score. The overall outlook is a conflict between strong operational performance and weakening financial health metrics.

Strengths
Strong earnings growth (17.3% YoY) and revenue growth (15.2% YoY)
Consistent track record of beating earnings estimates (3 of last 4 quarters)
High profitability with a profit margin of 28.92% and gross margin of 82.88%
Risks
Critically low Piotroski F-Score (2/9) suggesting poor financial health
High leverage with a Debt/Equity ratio of 5.96
Strongly bearish insider sentiment with $112M in sales and zero buys
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

GS vs JPM: Head-to-Head Comparison

This page compares The Goldman Sachs Group, Inc. (GS) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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