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GSBC vs MA

GSBC
Great Southern Bancorp, Inc.
NEUTRAL
Price
$67.77
Market Cap
$758.3M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
GSBC
10.95
MA
30.28
Forward P/E
GSBC
12.5
MA
22.05
P/B Ratio
GSBC
1.18
MA
57.74
P/S Ratio
GSBC
3.31
MA
13.6
EV/EBITDA
GSBC
--
MA
22.13

Profitability

Gross Margin
GSBC
0.0%
MA
100.0%
Operating Margin
GSBC
36.99%
MA
57.73%
Profit Margin
GSBC
30.96%
MA
45.65%
ROE
GSBC
11.49%
MA
209.91%
ROA
GSBC
1.23%
MA
23.72%

Growth

Revenue Growth
GSBC
1.0%
MA
17.6%
Earnings Growth
GSBC
15.0%
MA
24.2%

Financial Health

Debt/Equity
GSBC
--
MA
2.56
Current Ratio
GSBC
--
MA
1.03
Quick Ratio
GSBC
--
MA
0.68

Dividends

Dividend Yield
GSBC
2.54%
MA
0.7%
Payout Ratio
GSBC
26.82%
MA
18.4%

AI Verdict

GSBC NEUTRAL

GSBC exhibits a stable financial profile with a Piotroski F-Score of 4/9, placing it in the 'Stable' health category. The stock is fundamentally undervalued, trading at $67.77, which is significantly below both its Graham Number ($89.49) and its growth-based Intrinsic Value ($182.61). However, this value is offset by stagnant revenue growth (1.00% YoY) and a strongly bearish insider sentiment with $1.28M in recent sales. While the company has a stellar track record of earnings beats, the current technical trend and insider activity suggest a lack of immediate catalyst for a breakout.

Strengths
Significant undervaluation relative to Graham Number ($89.49)
Exceptional earnings track record with consistent beats over 25 quarters
Very sustainable dividend payout ratio of 26.82%
Risks
Stagnant top-line growth (Revenue growth of only 1.00% YoY)
Bearish insider activity with 8 sell transactions and 0 buys
Technical trend is heavily bearish (10/100)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

GSBC vs MA: Head-to-Head Comparison

This page compares Great Southern Bancorp, Inc. (GSBC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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