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GSBD vs JPM

GSBD
Goldman Sachs BDC, Inc.
BEARISH
Price
$9.67
Market Cap
$1.09B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GSBD
9.39
JPM
15.68
Forward P/E
GSBD
8.14
JPM
13.42
P/B Ratio
GSBD
0.76
JPM
2.47
P/S Ratio
GSBD
2.98
JPM
5.03
EV/EBITDA
GSBD
--
JPM
--

Profitability

Gross Margin
GSBD
100.0%
JPM
0.0%
Operating Margin
GSBD
83.47%
JPM
41.06%
Profit Margin
GSBD
32.62%
JPM
33.91%
ROE
GSBD
7.96%
JPM
16.13%
ROA
GSBD
5.32%
JPM
1.35%

Growth

Revenue Growth
GSBD
-17.1%
JPM
2.5%
Earnings Growth
GSBD
-34.7%
JPM
-3.6%

Financial Health

Debt/Equity
GSBD
1.32
JPM
--
Current Ratio
GSBD
0.12
JPM
--
Quick Ratio
GSBD
0.12
JPM
--

Dividends

Dividend Yield
GSBD
14.79%
JPM
1.91%
Payout Ratio
GSBD
135.92%
JPM
28.97%

AI Verdict

GSBD BEARISH

GSBD presents as a classic value trap, characterized by a stable Piotroski F-Score of 4/9 but severely compromised by deteriorating fundamentals. While the Graham Number of $17.12 suggests defensive undervaluation and the stock trades at a discount to book (0.76x), these are offset by a catastrophic dividend payout ratio of 135.92% and double-digit declines in both revenue (-17.10%) and earnings (-34.70%). The disconnect between the high dividend yield and the actual earnings capacity indicates a high probability of a dividend cut. Technical trends are completely bearish (0/100), confirming a lack of market confidence despite the low P/E ratio.

Strengths
Trading significantly below book value (P/B 0.76)
Strong operating margins (83.47%)
Defensive fair value (Graham Number) is well above current price
Risks
Unsustainable dividend payout ratio (135.92%)
Severe negative earnings growth (-34.70% YoY)
Significant revenue contraction (-17.10% YoY)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

GSBD vs JPM: Head-to-Head Comparison

This page compares Goldman Sachs BDC, Inc. (GSBD) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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