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GSHD vs V

GSHD
Goosehead Insurance, Inc.
BEARISH
Price
$40.49
Market Cap
$1.48B
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
GSHD
38.93
V
28.35
Forward P/E
GSHD
15.27
V
20.79
P/B Ratio
GSHD
-10.45
V
15.09
P/S Ratio
GSHD
4.06
V
14.08
EV/EBITDA
GSHD
13.92
V
20.06

Profitability

Gross Margin
GSHD
46.15%
V
97.78%
Operating Margin
GSHD
29.26%
V
68.3%
Profit Margin
GSHD
7.63%
V
50.23%
ROE
GSHD
--
V
53.95%
ROA
GSHD
12.07%
V
18.36%

Growth

Revenue Growth
GSHD
12.2%
V
14.6%
Earnings Growth
GSHD
-15.7%
V
17.4%

Financial Health

Debt/Equity
GSHD
--
V
0.55
Current Ratio
GSHD
1.6
V
1.11
Quick Ratio
GSHD
1.41
V
0.72

Dividends

Dividend Yield
GSHD
--
V
0.89%
Payout Ratio
GSHD
0.0%
V
22.91%

AI Verdict

GSHD BEARISH

GSHD presents a precarious profile with a Piotroski F-Score of 4/9, indicating only stable financial health. The stock is experiencing a severe valuation crisis, trading at $40.49 despite a growth-based intrinsic value of $7.28 and a negative Price-to-Book ratio (-10.45). While revenue continues to grow at 12.2%, earnings growth has turned negative (-15.7% YoY), and the price has collapsed by 63.5% over the last year. The massive divergence between the current price and intrinsic value, coupled with negative equity, outweighs the optimistic analyst target prices.

Strengths
Consistent revenue growth (12.2% YoY)
Strong operating margin of 29.26%
Healthy current ratio (1.60) and quick ratio (1.41)
Risks
Negative earnings growth (-15.7% YoY)
Negative book value (P/B -10.45) indicating potential equity deficits
Severe bearish price momentum (-63.5% 1Y change)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

GSHD vs V: Head-to-Head Comparison

This page compares Goosehead Insurance, Inc. (GSHD) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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