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GSHD vs JPM

GSHD
Goosehead Insurance, Inc.
BEARISH
Price
$40.49
Market Cap
$1.48B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
GSHD
38.93
JPM
15.68
Forward P/E
GSHD
15.27
JPM
13.42
P/B Ratio
GSHD
-10.45
JPM
2.47
P/S Ratio
GSHD
4.06
JPM
5.03
EV/EBITDA
GSHD
13.92
JPM
--

Profitability

Gross Margin
GSHD
46.15%
JPM
0.0%
Operating Margin
GSHD
29.26%
JPM
41.06%
Profit Margin
GSHD
7.63%
JPM
33.91%
ROE
GSHD
--
JPM
16.13%
ROA
GSHD
12.07%
JPM
1.35%

Growth

Revenue Growth
GSHD
12.2%
JPM
2.5%
Earnings Growth
GSHD
-15.7%
JPM
-3.6%

Financial Health

Debt/Equity
GSHD
--
JPM
--
Current Ratio
GSHD
1.6
JPM
--
Quick Ratio
GSHD
1.41
JPM
--

Dividends

Dividend Yield
GSHD
--
JPM
1.91%
Payout Ratio
GSHD
0.0%
JPM
28.97%

AI Verdict

GSHD BEARISH

GSHD presents a precarious profile with a Piotroski F-Score of 4/9, indicating only stable financial health. The stock is experiencing a severe valuation crisis, trading at $40.49 despite a growth-based intrinsic value of $7.28 and a negative Price-to-Book ratio (-10.45). While revenue continues to grow at 12.2%, earnings growth has turned negative (-15.7% YoY), and the price has collapsed by 63.5% over the last year. The massive divergence between the current price and intrinsic value, coupled with negative equity, outweighs the optimistic analyst target prices.

Strengths
Consistent revenue growth (12.2% YoY)
Strong operating margin of 29.26%
Healthy current ratio (1.60) and quick ratio (1.41)
Risks
Negative earnings growth (-15.7% YoY)
Negative book value (P/B -10.45) indicating potential equity deficits
Severe bearish price momentum (-63.5% 1Y change)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

GSHD vs JPM: Head-to-Head Comparison

This page compares Goosehead Insurance, Inc. (GSHD) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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