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HASI vs JPM

HASI
HA Sustainable Infrastructure Capital, Inc.
BEARISH
Price
$41.77
Market Cap
$5.34B
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HASI
29.62
JPM
15.68
Forward P/E
HASI
12.71
JPM
13.42
P/B Ratio
HASI
2.06
JPM
2.47
P/S Ratio
HASI
55.63
JPM
5.03
EV/EBITDA
HASI
--
JPM
--

Profitability

Gross Margin
HASI
100.0%
JPM
0.0%
Operating Margin
HASI
10.59%
JPM
41.06%
Profit Margin
HASI
192.33%
JPM
33.91%
ROE
HASI
7.44%
JPM
16.13%
ROA
HASI
2.47%
JPM
1.35%

Growth

Revenue Growth
HASI
-9.8%
JPM
2.5%
Earnings Growth
HASI
--
JPM
-3.6%

Financial Health

Debt/Equity
HASI
1.94
JPM
--
Current Ratio
HASI
3.54
JPM
--
Quick Ratio
HASI
3.4
JPM
--

Dividends

Dividend Yield
HASI
4.03%
JPM
1.91%
Payout Ratio
HASI
119.15%
JPM
28.97%

AI Verdict

HASI BEARISH

HASI exhibits significant fundamental weakness, highlighted by a weak Piotroski F-Score of 3/9 and a current price ($41.77) that trades at a massive premium to both its Graham Number ($25.34) and Intrinsic Value ($9.87). While analysts maintain a 'strong_buy' rating and the stock has seen strong 1-year price appreciation, the underlying data reveals a critical dividend payout ratio of 119.15% and severe Q/Q revenue contraction of -124.88%. The combination of high debt/equity (1.94) and deteriorating growth metrics suggests the current valuation is speculative and unsupported by deterministic health scores.

Strengths
Strong 1-year price performance (+72.5%)
High current ratio (3.54) indicating short-term liquidity
Positive Year-over-Year EPS growth (+24.1%)
Risks
Unsustainable dividend payout ratio (119.15%)
Weak financial health as indicated by Piotroski F-Score (3/9)
Severe Q/Q revenue decline (-124.88%)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

HASI vs JPM: Head-to-Head Comparison

This page compares HA Sustainable Infrastructure Capital, Inc. (HASI) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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