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HASI vs MA

HASI
HA Sustainable Infrastructure Capital, Inc.
BEARISH
Price
$41.77
Market Cap
$5.34B
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HASI
29.62
MA
30.28
Forward P/E
HASI
12.71
MA
22.05
P/B Ratio
HASI
2.06
MA
57.74
P/S Ratio
HASI
55.63
MA
13.6
EV/EBITDA
HASI
--
MA
22.13

Profitability

Gross Margin
HASI
100.0%
MA
100.0%
Operating Margin
HASI
10.59%
MA
57.73%
Profit Margin
HASI
192.33%
MA
45.65%
ROE
HASI
7.44%
MA
209.91%
ROA
HASI
2.47%
MA
23.72%

Growth

Revenue Growth
HASI
-9.8%
MA
17.6%
Earnings Growth
HASI
--
MA
24.2%

Financial Health

Debt/Equity
HASI
1.94
MA
2.56
Current Ratio
HASI
3.54
MA
1.03
Quick Ratio
HASI
3.4
MA
0.68

Dividends

Dividend Yield
HASI
4.03%
MA
0.7%
Payout Ratio
HASI
119.15%
MA
18.4%

AI Verdict

HASI BEARISH

HASI exhibits significant fundamental weakness, highlighted by a weak Piotroski F-Score of 3/9 and a current price ($41.77) that trades at a massive premium to both its Graham Number ($25.34) and Intrinsic Value ($9.87). While analysts maintain a 'strong_buy' rating and the stock has seen strong 1-year price appreciation, the underlying data reveals a critical dividend payout ratio of 119.15% and severe Q/Q revenue contraction of -124.88%. The combination of high debt/equity (1.94) and deteriorating growth metrics suggests the current valuation is speculative and unsupported by deterministic health scores.

Strengths
Strong 1-year price performance (+72.5%)
High current ratio (3.54) indicating short-term liquidity
Positive Year-over-Year EPS growth (+24.1%)
Risks
Unsustainable dividend payout ratio (119.15%)
Weak financial health as indicated by Piotroski F-Score (3/9)
Severe Q/Q revenue decline (-124.88%)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HASI vs MA: Head-to-Head Comparison

This page compares HA Sustainable Infrastructure Capital, Inc. (HASI) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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