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HBAN vs PRU

HBAN
Huntington Bancshares Incorporated
NEUTRAL
Price
$16.38
Market Cap
$33.37B
Sector
Financial Services
AI Confidence
80%
PRU
Prudential Financial, Inc.
NEUTRAL
Price
$98.28
Market Cap
$34.2B
Sector
Financial Services
AI Confidence
50%

Valuation

P/E Ratio
HBAN
11.78
PRU
9.84
Forward P/E
HBAN
8.56
PRU
6.4
P/B Ratio
HBAN
1.19
PRU
1.05
P/S Ratio
HBAN
4.34
PRU
0.56
EV/EBITDA
HBAN
--
PRU
7.71

Profitability

Gross Margin
HBAN
0.0%
PRU
29.6%
Operating Margin
HBAN
39.78%
PRU
10.41%
Profit Margin
HBAN
28.74%
PRU
5.84%
ROE
HBAN
10.1%
PRU
11.36%
ROA
HBAN
1.04%
PRU
0.42%

Growth

Revenue Growth
HBAN
10.3%
PRU
31.2%
Earnings Growth
HBAN
-10.9%
PRU
--

Financial Health

Debt/Equity
HBAN
--
PRU
1.24
Current Ratio
HBAN
--
PRU
0.92
Quick Ratio
HBAN
--
PRU
0.81

Dividends

Dividend Yield
HBAN
3.79%
PRU
5.58%
Payout Ratio
HBAN
44.6%
PRU
54.05%

AI Verdict

HBAN NEUTRAL

HBAN presents a mixed profile with a stable Piotroski F-Score of 4/9 and a Graham Number of $20.76 suggesting significant defensive undervaluation relative to its current price of $16.38. While the bank maintains a healthy dividend payout ratio and consistent historical earnings beats, there is a concerning divergence between revenue growth (+10.30%) and earnings growth (-10.90%). The technical trend is currently bearish (0/100), and the intrinsic growth-based value ($9.73) suggests the market is pricing in premiums that the current earnings trajectory does not fully support.

Strengths
Attractive valuation with a P/E of 11.78 and Forward P/E of 8.56
Trading significantly below its Graham Number of $20.76
Sustainable dividend profile with a 44.60% payout ratio
Risks
Negative earnings growth (-10.90% YoY) indicating margin compression
Bearish technical trend (0/100 score)
Piotroski F-Score of 4/9 indicates only stable, not strong, financial health
PRU NEUTRAL

PRU shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 9.8
Undervalued vs Graham Number ($144.76)
Strong revenue growth of 31.2%
Risks
Limited historical data available for full assessment
Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.

Compare Another Pair

HBAN vs PRU: Head-to-Head Comparison

This page compares Huntington Bancshares Incorporated (HBAN) and Prudential Financial, Inc. (PRU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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