HBNC vs MA
Valuation
Profitability
Growth
Financial Health
Dividends
AI Verdict
HBNC presents a stark contradiction between valuation and fundamental health, highlighted by a weak Piotroski F-Score of 2/9. While the stock appears undervalued with a Forward P/E of 8.07 and a PEG of 0.80, the negative ROE (-20.73%) and ROA (-2.11%) indicate significant operational inefficiency or temporary distress. Despite astronomical revenue growth (218.7%), earnings are declining YoY (-18.5%), suggesting that top-line expansion is not translating to profitability. The technical trend is currently bearish (0/100), offsetting the positive analyst target of $20.80.
MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.
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HBNC vs MA: Head-to-Head Comparison
This page compares Horizon Bancorp, Inc. (HBNC) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.
Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.