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HD vs KFS

HD
The Home Depot, Inc.
BEARISH
Price
$328.89
Market Cap
$327.58B
Sector
Consumer Cyclical
AI Confidence
70%
KFS
Kingsway Financial Services Inc.
BEARISH
Price
$11.57
Market Cap
$331.2M
Sector
Consumer Cyclical
AI Confidence
90%

Valuation

P/E Ratio
HD
23.1
KFS
--
Forward P/E
HD
20.17
KFS
--
P/B Ratio
HD
25.57
KFS
21.83
P/S Ratio
HD
1.99
KFS
2.41
EV/EBITDA
HD
15.68
KFS
136.67

Profitability

Gross Margin
HD
33.32%
KFS
81.27%
Operating Margin
HD
10.08%
KFS
-2.36%
Profit Margin
HD
8.6%
KFS
-7.81%
ROE
HD
145.54%
KFS
-38.9%
ROA
HD
12.98%
KFS
-1.83%

Growth

Revenue Growth
HD
-3.8%
KFS
28.7%
Earnings Growth
HD
-14.2%
KFS
--

Financial Health

Debt/Equity
HD
5.14
KFS
2.27
Current Ratio
HD
1.06
KFS
1.13
Quick Ratio
HD
0.21
KFS
0.81

Dividends

Dividend Yield
HD
2.83%
KFS
--
Payout Ratio
HD
64.65%
KFS
0.0%

AI Verdict

HD BEARISH

HD shows bearish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Concerns include weak profitability or high valuation.

Strengths
Strong ROE of 145.5%
Risks
Premium vs Graham Number ($64.2)
Declining revenue (-3.8%)
High debt burden with D/E of 5.14
KFS BEARISH

KFS exhibits severe financial instability, highlighted by a critical Piotroski F-Score of 1/9, indicating a high probability of continued operational weakness. While the company shows strong top-line revenue growth of 28.7%, this is offset by negative profitability (ROE of -38.9%) and a precarious balance sheet with a Debt/Equity ratio of 2.27. The valuation is fundamentally disconnected from performance, evidenced by an extreme Price-to-Book ratio of 21.83. Furthermore, aggressive insider selling by the CEO and CFO suggests a lack of confidence in the current share price.

Strengths
Strong YoY revenue growth of 28.70%
Robust Gross Margin of 81.27%
Positive Q/Q and YoY EPS growth trends
Risks
Critical Piotroski F-Score (1/9) indicating poor financial health
Excessive valuation with a Price-to-Book ratio of 21.83
High leverage with Debt/Equity at 2.27

Compare Another Pair

HD vs KFS: Head-to-Head Comparison

This page compares The Home Depot, Inc. (HD) and Kingsway Financial Services Inc. (KFS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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