No connection

Search Results

HFWA vs JPM

HFWA
Heritage Financial Corporation
BULLISH
Price
$27.30
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
75%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
HFWA
13.93
JPM
14.69
Forward P/E
HFWA
9.35
JPM
12.62
P/B Ratio
HFWA
1.01
JPM
2.32
P/S Ratio
HFWA
4.6
JPM
4.72
EV/EBITDA
HFWA
--
JPM
--

Profitability

Gross Margin
HFWA
0.0%
JPM
0.0%
Operating Margin
HFWA
39.83%
JPM
41.06%
Profit Margin
HFWA
27.66%
JPM
33.91%
ROE
HFWA
7.57%
JPM
16.13%
ROA
HFWA
0.96%
JPM
1.35%

Growth

Revenue Growth
HFWA
20.2%
JPM
2.5%
Earnings Growth
HFWA
90.8%
JPM
-3.6%

Financial Health

Debt/Equity
HFWA
--
JPM
--
Current Ratio
HFWA
--
JPM
--
Quick Ratio
HFWA
--
JPM
--

Dividends

Dividend Yield
HFWA
3.52%
JPM
2.11%
Payout Ratio
HFWA
48.98%
JPM
28.97%

AI Verdict

HFWA BULLISH

HFWA presents a compelling value opportunity, trading significantly below both its Graham Number ($34.59) and Intrinsic Value ($57.82). While the Piotroski F-Score of 4/9 indicates only stable financial health, the company is exhibiting explosive earnings growth (90.80% YoY) and a very attractive forward P/E of 9.35. Despite bearish insider sentiment and weak technical trends, the fundamental disconnect between the current price ($27.30) and the growth-adjusted value suggests a strong upside. The dividend remains sustainable with a payout ratio under 50%.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Exceptional YoY earnings growth of 90.80%
Low forward P/E ratio (9.35) relative to growth rates
Risks
Bearish insider activity with consistent selling and zero buying
Severely bearish technical trend (10/100)
Modest ROE (7.57%) compared to high-performing regional peers
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

HFWA vs JPM: Head-to-Head Comparison

This page compares Heritage Financial Corporation (HFWA) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile