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HIG vs PRU

HIG
The Hartford Insurance Group, Inc.
BULLISH
Price
$136.71
Market Cap
$37.48B
Sector
Financial Services
AI Confidence
85%
PRU
Prudential Financial, Inc.
NEUTRAL
Price
$98.28
Market Cap
$34.2B
Sector
Financial Services
AI Confidence
50%

Valuation

P/E Ratio
HIG
9.63
PRU
9.84
Forward P/E
HIG
9.47
PRU
6.4
P/B Ratio
HIG
2.03
PRU
1.05
P/S Ratio
HIG
1.3
PRU
0.56
EV/EBITDA
HIG
6.84
PRU
7.71

Profitability

Gross Margin
HIG
38.17%
PRU
29.6%
Operating Margin
HIG
15.3%
PRU
10.41%
Profit Margin
HIG
14.11%
PRU
5.84%
ROE
HIG
22.73%
PRU
11.36%
ROA
HIG
3.88%
PRU
0.42%

Growth

Revenue Growth
HIG
6.1%
PRU
31.2%
Earnings Growth
HIG
41.4%
PRU
--

Financial Health

Debt/Equity
HIG
0.23
PRU
1.24
Current Ratio
HIG
1.79
PRU
0.92
Quick Ratio
HIG
1.06
PRU
0.81

Dividends

Dividend Yield
HIG
1.76%
PRU
5.58%
Payout Ratio
HIG
15.76%
PRU
54.05%

AI Verdict

HIG BULLISH

HIG presents a compelling value opportunity, trading below its Graham Number ($146.67) with a highly attractive PEG ratio of 0.12. While the Piotroski F-Score of 4/9 indicates stable but not exceptional financial health, the company boasts a strong ROE of 22.74% and very low leverage (Debt/Equity 0.23). Despite bearish insider sentiment and a weak technical trend, the fundamental growth—highlighted by 41.4% YoY earnings growth—and a consistent track record of earnings beats support a bullish outlook.

Strengths
Deep valuation discount with a P/E of 9.63 and an exceptionally low PEG of 0.12
Strong profitability metrics including an ROE of 22.74% and profit margin of 14.11%
Conservative balance sheet with a low Debt/Equity ratio of 0.23
Risks
Significant insider selling totaling $49.50M in the last 6 months
Exposure to severe weather patterns and climate change impacting claims
Macroeconomic sensitivity to interest rate volatility and inflation
PRU NEUTRAL

PRU shows bullish fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Key strengths include strong valuation and growth metrics. Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 9.8
Undervalued vs Graham Number ($144.76)
Strong revenue growth of 31.2%
Risks
Limited historical data available for full assessment
Price trades at a 40.5% premium to fair value estimate ($69.93), limiting near-term upside from a valuation perspective.

Compare Another Pair

HIG vs PRU: Head-to-Head Comparison

This page compares The Hartford Insurance Group, Inc. (HIG) and Prudential Financial, Inc. (PRU) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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