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HRZN vs RLTY

HRZN
Horizon Technology Finance Corporation
BEARISH
Price
$3.87
Market Cap
$263.8M
Sector
Financial Services
AI Confidence
90%
RLTY
Cohen & Steers Real Estate Opportunities & Income Fund
BEARISH
Price
$15.74
Market Cap
$263.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HRZN
--
RLTY
14.57
Forward P/E
HRZN
5.06
RLTY
--
P/B Ratio
HRZN
0.55
RLTY
--
P/S Ratio
HRZN
2.75
RLTY
--
EV/EBITDA
HRZN
--
RLTY
--

Profitability

Gross Margin
HRZN
100.0%
RLTY
0.0%
Operating Margin
HRZN
78.47%
RLTY
0.0%
Profit Margin
HRZN
-2.77%
RLTY
0.0%
ROE
HRZN
-0.81%
RLTY
--
ROA
HRZN
5.99%
RLTY
--

Growth

Revenue Growth
HRZN
-12.2%
RLTY
--
Earnings Growth
HRZN
--
RLTY
--

Financial Health

Debt/Equity
HRZN
1.49
RLTY
--
Current Ratio
HRZN
1.56
RLTY
--
Quick Ratio
HRZN
1.53
RLTY
--

Dividends

Dividend Yield
HRZN
30.23%
RLTY
8.39%
Payout Ratio
HRZN
224.56%
RLTY
122.22%

AI Verdict

HRZN BEARISH

HRZN exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a technical trend score of 0/100. The company is currently a classic 'dividend trap,' offering a massive 30.23% yield that is fundamentally unsustainable given a payout ratio of 224.56%. With negative revenue growth (-12.20%) and a significant long-term price collapse (-57.7% over 5 years), the low Price-to-Book ratio (0.55) reflects market skepticism regarding the quality of its assets rather than a value opportunity.

Strengths
Deeply discounted Price-to-Book ratio of 0.55
Strong operating margin of 78.47%
Positive Return on Assets (ROA) of 5.99%
Risks
Unsustainable dividend payout ratio (224.56%) indicating an imminent dividend cut
Severe deterioration in financial health (Piotroski F-Score 2/9)
Negative year-over-year revenue growth of -12.20%
RLTY BEARISH

RLTY exhibits severe fundamental weakness, highlighted by a critical Piotroski F-Score of 1/9, indicating poor financial health. The asset is significantly overvalued, trading at $15.74 despite an intrinsic value estimate of $7.56. Furthermore, the dividend is unsustainable with a payout ratio of 122.22%, suggesting the fund is returning capital rather than earnings. Combined with a bearish technical trend (10/100), the risk-to-reward profile is unfavorable.

Strengths
High current dividend yield of 8.39%
Positive long-term price performance (5Y Change: +13.8%)
Strong 3-year growth trend (+57.3%)
Risks
Unsustainable dividend payout ratio of 122.22%
Extremely low Piotroski F-Score (1/9) indicating financial deterioration
Significant premium to intrinsic value ($15.74 vs $7.56)

Compare Another Pair

HRZN vs RLTY: Head-to-Head Comparison

This page compares Horizon Technology Finance Corporation (HRZN) and Cohen & Steers Real Estate Opportunities & Income Fund (RLTY) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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