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HRZN vs JPM

HRZN
Horizon Technology Finance Corporation
BEARISH
Price
$4.52
Market Cap
$216.1M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
HRZN
--
JPM
14.69
Forward P/E
HRZN
5.95
JPM
12.62
P/B Ratio
HRZN
0.65
JPM
2.32
P/S Ratio
HRZN
2.25
JPM
4.72
EV/EBITDA
HRZN
--
JPM
--

Profitability

Gross Margin
HRZN
100.0%
JPM
0.0%
Operating Margin
HRZN
78.47%
JPM
41.06%
Profit Margin
HRZN
-2.77%
JPM
33.91%
ROE
HRZN
-0.81%
JPM
16.13%
ROA
HRZN
5.99%
JPM
1.35%

Growth

Revenue Growth
HRZN
-12.2%
JPM
2.5%
Earnings Growth
HRZN
--
JPM
-3.6%

Financial Health

Debt/Equity
HRZN
1.49
JPM
--
Current Ratio
HRZN
1.56
JPM
--
Quick Ratio
HRZN
1.53
JPM
--

Dividends

Dividend Yield
HRZN
25.66%
JPM
2.11%
Payout Ratio
HRZN
224.56%
JPM
28.97%

AI Verdict

HRZN BEARISH

HRZN exhibits severe financial deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a bearish technical trend of 0/100. While the stock trades at a discount to book value (P/B 0.65), this is offset by negative revenue growth (-12.20%) and a catastrophic dividend payout ratio of 224.56%. The company is effectively paying out more than it earns, signaling an imminent dividend cut. Despite a modest analyst target of $5.50, the fundamental trajectory is sharply negative.

Strengths
Trading significantly below book value (P/B 0.65)
Low forward P/E ratio of 5.95
Positive Return on Assets (ROA) of 5.99%
Risks
Unsustainable dividend payout ratio (224.56%) indicating a high risk of dividend cuts
Weak financial health as evidenced by a Piotroski F-Score of 2/9
Negative revenue growth (-12.20% YoY) and declining EPS
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

HRZN vs JPM: Head-to-Head Comparison

This page compares Horizon Technology Finance Corporation (HRZN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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