No connection

Search Results

HRZN vs MA

HRZN
Horizon Technology Finance Corporation
BEARISH
Price
$4.52
Market Cap
$216.1M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HRZN
--
MA
30.28
Forward P/E
HRZN
5.95
MA
22.05
P/B Ratio
HRZN
0.65
MA
57.74
P/S Ratio
HRZN
2.25
MA
13.6
EV/EBITDA
HRZN
--
MA
22.13

Profitability

Gross Margin
HRZN
100.0%
MA
100.0%
Operating Margin
HRZN
78.47%
MA
57.73%
Profit Margin
HRZN
-2.77%
MA
45.65%
ROE
HRZN
-0.81%
MA
209.91%
ROA
HRZN
5.99%
MA
23.72%

Growth

Revenue Growth
HRZN
-12.2%
MA
17.6%
Earnings Growth
HRZN
--
MA
24.2%

Financial Health

Debt/Equity
HRZN
1.49
MA
2.56
Current Ratio
HRZN
1.56
MA
1.03
Quick Ratio
HRZN
1.53
MA
0.68

Dividends

Dividend Yield
HRZN
25.66%
MA
0.7%
Payout Ratio
HRZN
224.56%
MA
18.4%

AI Verdict

HRZN BEARISH

HRZN exhibits severe financial deterioration, highlighted by a weak Piotroski F-Score of 2/9 and a bearish technical trend of 0/100. While the stock trades at a discount to book value (P/B 0.65), this is offset by negative revenue growth (-12.20%) and a catastrophic dividend payout ratio of 224.56%. The company is effectively paying out more than it earns, signaling an imminent dividend cut. Despite a modest analyst target of $5.50, the fundamental trajectory is sharply negative.

Strengths
Trading significantly below book value (P/B 0.65)
Low forward P/E ratio of 5.95
Positive Return on Assets (ROA) of 5.99%
Risks
Unsustainable dividend payout ratio (224.56%) indicating a high risk of dividend cuts
Weak financial health as evidenced by a Piotroski F-Score of 2/9
Negative revenue growth (-12.20% YoY) and declining EPS
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HRZN vs MA: Head-to-Head Comparison

This page compares Horizon Technology Finance Corporation (HRZN) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile